604 Cornwallis Ave, Locust Grove, VA 22508 Property Records

Orange County property record for 604 Cornwallis Ave, Locust Grove, VA 22508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,364 sqft · built 1984
Owner	2 Individual Names on Record
Last Sale	$349,900 (Jun 2015)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-A0-00-08-0013`

Property Details

APN / Parcel Number

Primary APN	`012-A0-00-08-0013`
Alternative APN	`2844`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,364 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	492 sqft
Deck Area	250 sqft
Patio Area	450 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2844
Street Address	604 CORNWALLIS AVE
City	LOCUST GROVE
State	VA
Zip	22508-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 PLANNED RESIDENTIAL
Legal Description	USL 8-13
Legal Subdivision	LAKE/WOODS SEC 08
Legal Block	8
Legal Lot Number	13
Jurisdiction	ORANGE VA
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	110108

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	604 CORNWALLIS AVE, LOCUST GROVE, VA 22508-5150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Feb 8, 2021	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	3994
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	604 CORNWALLIS AVE, LOCUST GROVE, VA 22508-5150
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004942
Date	Oct 30, 2025
Instrument	250004942

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	604 CORNWALLIS AVE, LOCUST GROVE, VA 22508-5150
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008367
Date	Nov 17, 2021
Instrument	210008367

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2046

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	604 CORNWALLIS AVE, LOCUST GROVE, VA 22508-5150
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000972
Date	Feb 8, 2021
Instrument	210000972

Lender

Name	INTERCOASTAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,526.00	$576,800 (-) Land $260,000 Building $316,800	$576,800 (-) Land $260,000 Building $316,800
2023	$4,526.00	$576,800 Land $260,000 Building $316,800	$576,800 Land $260,000 Building $316,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDERNESS serves 13,274 people · EPA ID VA6137999
Water Source	Surface water
Last State Inspection	Apr 2021
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · Apr 2018
Treatment and Procedure	Coliform assessment Jul 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
FiberLync Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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