604 Colvard Farm Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 604 Colvard Farm Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,182 sqft · built 1989
Lot Size	0.976 acres (42,515 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2025)
Tax Bill	$929 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09302-016`

Property Details

APN / Parcel Number

Primary APN	`09302-016`
Alternative APNs	`092987439737` `110925` `119927`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,182 sqft Heated Area
Gross Area	1,964 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Lot Area	42,515 sqft (0.976 acres)

Location & Zoning

Account Number	119927
Old Parcel Number	09302016
Street Address	604 COLVARD FARM RD
City	JEFFERSON
State	NC
Zip	28640-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.976 A FROM JOE SEVERT OFF RT 88 & AMP; 16 (PRIVATE
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1000
Census Tract	970501

Owner

604 Colvard Farm Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Ashe County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 COLVARD FARM RD, JEFFERSON, NC 28640-9152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Jul 14, 2020	Warranty Deed, Transfer
Feb 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Dec 13, 2021 · Amount on File
Deed Document Number	20255486
Deed Book / Page	579 / 1760
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	604 COLVARD FARM RD, JEFFERSON, NC 28640-9152
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 COLVARD FARM RD, JEFFERSON, NC 28640-9152

Mortgage

Document Number	00579/1763
Date	Nov 20, 2025
Book Page	579/1763
Instrument	5487

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	604 COLVARD FARM RD, JEFFERSON, NC 28640-9152
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00515/1115
Date	Aug 10, 2020
Book Page	515/1115
Instrument	3754

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 13, 2021
Property Address	604 COLVARD FARM RD, JEFFERSON, NC 28640-9152
Document Number	00535/2283
Book / Page	535 / 2283
Instrument Date	Dec 9, 2021
Instrument	7415
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2983 US HIGHWAY 221 N, JEFFERSON, NC 28640-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GRASSLAND CT, HILLSBOROUGH, NC 27278-8732

Mortgage

Document Number	0000007416
Date	Dec 13, 2021
Instrument	7416

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 14, 2020
Property Address	604 COLVARD FARM RD, JEFFERSON, NC 28640-9152
Document Number	000514/853
Book / Page	514 / 853
Instrument Date	Jul 14, 2020
Instrument	3203
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4983 US HIGHWAY 221 N, JEFFERSON, NC 28640-9310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4983 US HIGHWAY 221 N, JEFFERSON, NC 28640-9310

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 20, 2020
Property Address	604 COLVARD FARM RD, JEFFERSON, NC 28640-9152
Document Number	00509/1639
Book / Page	509 / 1639
Instrument Date	Feb 19, 2020
Instrument	808
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4983 US HIGHWAY 221 N, JEFFERSON, NC 28640-9310

Tax Assessment & Valuation

The 2026 property tax bill for 604 Colvard Farm Rd was $929, up 5.2% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$929.00 (+5.21%)	$184,700 (+5.12%) Land $14,900 Building $169,800	$184,700 (+5.12%) Land $14,900 Building $169,800
2025	$883.00	$175,700 Land $14,900 Building $160,800	$175,700 Land $14,900 Building $160,800
2023	$831.00 (+30.46%)	$175,700 (+94.36%) Land $14,900 Building $160,800	$175,700 (+94.36%) Land $14,900 Building $160,800
2022	$637.00	$90,400 Land $15,000 Building $75,400	$90,400 Land $15,000 Building $75,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 604 Colvard Farm Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Colvard Farm Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Colvard Farm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures