604 Clark St, Willard, OH 44890 Property Records

Huron County property record for 604 Clark St, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,345 sqft
Lot Size	0.157 acres (6,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Aug 2022)
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-0270-02-050-0000`

Property Details

APN / Parcel Number

Primary APN	`51-0270-02-050-0000`
Alternative APN	`491602`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,084 sqft
Upper Floors Area	1,044 sqft
Basement Area	522 sqft
Unfinished Basement	574 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	204 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	491602
Street Address	604 CLARK ST
City	WILLARD
State	OH
Zip	44890-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1096
Legal Lot Number	1096
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	1
Census Block	1013
Census Tract	916300

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 CLARK ST, WILLARD, OH 44890-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BK
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BK
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit HOME SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Feb 22, 2006 · Amount on Record
Deed Document Number	20224975
Prior Transfer Date	Mar 19, 1997
Record Updated	Oct 29, 2026

August 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HURON OH
Recording Date	Aug 5, 2022
Property Address	604 CLARK ST, WILLARD, OH 44890-1227
Document Number	0000004975
Map Reference	VOL 5 PG 26
Instrument Date	Jul 27, 2022
Instrument	202208050004975
Transaction Type	Transfer
Record Updated	Sep 7, 2022
Title Company	NORTHWEST ADVANTAGE TITLE AGENCY, NORTHWEST ADVANTAGE TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000004976
Date	Aug 5, 2022
Instrument	202208050004976

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	604 CLARK ST, WILLARD, OH 44890-1227
Document Number	0000008345
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 CLARK ST WILLARD OH 448901227, WILLARD, OH 44890-1227

Mortgage

Document Number	0000008345
Date	Dec 16, 2020
Instrument	8345

Lender

Name	PREMIER BK
Type	Bank
Address	WILLARD, OH 44890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2040

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	604 CLARK ST, WILLARD, OH 44890-1227
Document Number	0000008344
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	CSS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 CLARK ST WILLARD OH 448901227, WILLARD, OH 44890-1227

Mortgage

Document Number	0000008344
Date	Dec 16, 2020
Instrument	8344

Lender

Name	PREMIER BK
Type	Bank
Address	WILLARD, OH 44890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2035

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	604 CLARK ST, WILLARD, OH 44890-1227
Document Number	0000000219
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 CLARK ST WILLARD OH 448901227, WILLARD, OH 44890-1227

Mortgage

Document Number	0000000219
Date	Jan 14, 2020
Instrument	219

Lender

Name	HOME SVGS BK
Type	Federal Savings Bank
Address	WILLARD, OH 44890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 13, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00 (-5.59%)	$36,770 (-) Land $4,530 Building $32,240	$105,060 (-) Land $12,950 Building $92,110
2024	$1,270.00 (+20.15%)	$36,770 (+30.48%) Land $4,530 Building $32,240	$105,060 (+30.48%) Land $12,950 Building $92,110
2023	$1,057.00 (-1.31%)	$28,180 (-) Land $3,290 Building $24,890
2022	$1,071.00	$28,180 Land $3,290 Building $24,890
2021			$80,520 Land $9,400 Building $71,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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