604 Citrus Ave, Dundee, FL 33838 Property Records

Polk County property record for 604 Citrus Ave, Dundee, FL 33838

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,878 sqft · built 2007
Lot Size	0.21 acres (9,139 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Nov 2025)
Tax Bill	$5,557 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-28-29-848000-000033`

Property Details

APN / Parcel Number

Primary APN	`27-28-29-848000-000033`
Alternative APNs	`292827848000000033` `92827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	2,878 sqft Living Area
Gross Area	2,998 sqft
1st Floor Area	2,878 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Lot Area	9,139 sqft (0.21 acres)
View / Lot	Duplex
Porch	Screened Porch
Shed	1 Shed
Canopy	60 sqft

Location & Zoning

Street Address	604 CITRUS AVE
City	DUNDEE
State	FL
Zip	33838-4137
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SCENIC HEIGHTS PB 22 PG 21 E1/2 OF S 120 FT OF LOT 3
Legal Range	27E
Legal Township	28S
Legal Section	29
Legal Subdivision	SCENIC HEIGHTS
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2004
Census Tract	14131

Owner

604 Citrus Ave, a duplex, is owned by an individual who bought it in November 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5653 STRUTHERS CT, WINTER HAVEN, FL 33884-2620
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Aug 26, 2025 · Amount on File
Deed Document Number	2025270565
Deed Book / Page	13779 / 417
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 17, 2025
Property Address	604 CITRUS AVE, DUNDEE, FL 33838-4137
Document Number	0000270565
Book / Page	13779 / 417
Map Reference	MB 22 PG 21
Instrument Date	Nov 6, 2025
Instrument	2025270565
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	UNKNOWN, BROKERS TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8830 CAUSEWAY BLVD, TAMPA, FL 33619-6656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5653 STRUTHERS CT, WINTER HAVEN, FL 33884-2620

Mortgage

Document Number	0013779419
Date	Nov 17, 2025
Instrument	13779/419

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 604 Citrus Ave was $5,557, up 14.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,000 (+30.01%) Land $25,000 Building $196,865	$324,000 (-9.29%) Land $25,000 Building $196,865
2025	$5,557.00 (+14.91%)	$249,208 (+7.16%)	$357,168 (+53.58%) Land $25,000 Building $198,464
2024	$4,836.00 (+3.44%)	$232,560 (-7.54%)	$232,560 (-7.54%)
2023	$4,675.00 (+11.12%)	$251,532 (+15.87%)	$251,532 (+15.87%)
2022	$4,207.00	$217,087 Land $20,000 Building $197,087	$217,087 Land $20,000 Building $197,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Citrus Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Citrus Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20