604 Cho St, Hillsboro, TX 76645 Property Records

Hill County property record for 604 Cho St, Hillsboro, TX 76645

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,495 sqft · built 1979
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on File
Last Sale$184,000 (Aug 2025)
Tax Bill$5,068 (2026)
Deeds & MortgagesMar 2022 Mortgage
Nov 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN11613-14000-00050-002000

Property Details

APN / Parcel Number

Primary APN11613-14000-00050-002000
Alternative APN
  • 114142

Interior

Full Baths2 Baths
Building Area1,495 sqft Living Area
Gross Area2,313 sqft
1st Floor Area1,495 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Roof TypeGable
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeAttached
Garage Area546 sqft
PorchPorch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11613-14000-00050-002000
Street Address604 CHO ST
CityHILLSBORO
StateTX
Zip76645-2912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOW TERRACE BLK 5 LT 2
Legal SubdivisionMEADOW TERRACE
Legal Block5
Legal Lot Number2
JurisdictionHILL TX
Township / Civil DivisionHILLSBORO
Census Block Group2
Census Block2018
Census Tract961000

Owner

Source: Hill County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address604 CHO ST, HILLSBORO, TX 76645-2912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
ASPIRE BANK
Nov 25, 2025Warranty Deed, Transfer
CAPITAL TITLE
Aug 15, 2025Intrafamily Transfer, Transfer · Seller Carry-Back
WINFRED JEFFERSON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2025 · Amount on File
Deed SaleAug 15, 2025 · Amount on File
Prior SaleOct 1, 2008 · Amount on File
Deed Document Number2025167927
Deed Book / Page2389 / 37
Prior Transfer DateSep 13, 2008
Prior Transfer Doc1568/796
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILL TX
Property Address604 CHO ST, HILLSBORO, TX 76645-2912
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002172/75
DateMar 16, 2022
Book Page2172/75
Instrument132750
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILL TX
Recording DateNov 25, 2025
Property Address604 CHO ST, HILLSBORO, TX 76645-2912
Document Number002406/244
Book / Page2406 / 244
Map ReferenceVOL 477 PG 730
Instrument DateNov 10, 2025
Instrument170650
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address604 CHO ST, HILLSBORO, TX 76645-2912

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CARR ST, HILLSBORO, TX 76645

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILL TX
Recording DateAug 15, 2025
Property Address604 CHO ST, HILLSBORO, TX 76645-2912
Document Number0002389/37
Book / Page2389 / 37
Map ReferenceVOL 1568 PG 794
Instrument DateAug 15, 2025
Instrument167927
Transaction TypeTransfer
Record UpdatedDec 9, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address101 COUNTY ROAD 807, ALVARADO, TX 76009-5845

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CHO ST, HILLSBORO, TX 76645-2912

Mortgage

Document Number0000167928
DateAug 15, 2025
Instrument167928
Lender
NameWINFRED JEFFERSON
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHill County
MunicipalityHillsboro City
Unified School DistrictHillsboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,068.00 (+370.13%)$204,300 (+1.49%) Land $14,100 Building $190,200$204,300 (+1.49%) Land $14,100 Building $190,200
2025$1,078.00 (+23.34%) Homeowner's exemption$201,300 (+13.12%) Land $14,100 Building $187,200$201,300 (+13.12%) Land $14,100 Building $187,200
2024$177,950 (+9.3%) Land $14,100 Building $163,850$177,950 (+9.3%) Land $14,100 Building $163,850
2023$162,810 Land $14,100 Building $148,710$162,810 Land $14,100 Building $148,710
2022$874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HILLSBORO
serves 8,867 people · EPA ID TX1090001
Water SourcePurchased surface water from AQUILLA WSD
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Rise Broadband
Fixed Wireless · Fiber in parts of the area
500 / 100
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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