604 Chinnock Ln, River Falls, WI 54022 Property Records

St. Croix County property record for 604 Chinnock Ln, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	2.15 acres (93,785 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Jun 2019)
Tax Bill	$5,081 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-1081-10-110`

Property Details

APN / Parcel Number

Primary APN	`040-1081-10-110`
Alternative APN	`21.28.19.320A10`

Exterior

Lot Area	93,785 sqft (2.15 acres)

Location & Zoning

Street Address	604 CHINNOCK LN
City	RIVER FALLS
State	WI
Zip	54022-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 T28N R19W 2.152 AC PT NE NE LOT 1 CSM 8/2123
Legal Range	19W
Legal Township	28N
Legal Section	21
Legal Subdivision	CERTIFIED
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1017
Census Tract	120906

Owner

604 Chinnock Ln is owned and occupied by an individual who bought it in June 2019.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	604 CHINNOCK LN, RIVER FALLS, WI 54022-8228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Oct 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Jun 20, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Document Number	20191083345
Prior Transfer Date	Apr 21, 2010
Prior Transfer Doc	0000915166
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	604 CHINNOCK LN, RIVER FALLS, WI 54022-8228
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001150670
Date	Mar 28, 2022
Instrument	1150670

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 27, 2042

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	604 CHINNOCK LN, RIVER FALLS, WI 54022-8228
Document Number	0001091934
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHINNOCK LN RIVER FALLS WI 540228228, RIVER FALLS, WI 54022-8228

Mortgage

Document Number	0001091934
Date	Nov 6, 2019
Instrument	1091934

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2039

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jun 20, 2019
Property Address	604 CHINNOCK LN, RIVER FALLS, WI 54022-8228
Document Number	0001083345
Instrument Date	Jun 7, 2019
Instrument	1083345
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	KNIGHT BARRY TITLE UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHINNOCK LN RIVER FALLS WI 540228228, RIVER FALLS, WI 54022-8228

Mortgage

Document Number	1083346
Date	Jun 20, 2019
Instrument	1083346

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 604 Chinnock Ln was $5,081 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Troy Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,081.00 Homeowner's exemption
2025	$5,081.00 Homeowner's exemption	$471,600 Land $81,100 Building $390,500	$471,600 Land $81,100 Building $390,500
2023	$4,540.00 Homeowner's exemption	$471,600 Land $81,100 Building $390,500	$471,600 Land $81,100 Building $390,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Chinnock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Chinnock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Swiftcurrent Connect.

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