604 Chieftain St, Osceola, WI 54020 Property Records

Polk County property record for 604 Chieftain St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.247 acres (10,782 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Mar 2005)
Tax Bill	$3,563 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-00011-0000`

Property Details

APN / Parcel Number

Primary APN	`165-00011-0000`

Exterior

Lot Area	10,782 sqft (0.247 acres)

Location & Zoning

Street Address	604 CHIEFTAIN ST
City	OSCEOLA
State	WI
Zip	54020-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 AND LOT 14 EXC ELY 90' THEREOF BLOCK 4 ORIGINAL PLAT
Legal Range	19W
Legal Township	33N
Legal Section	27
Legal Block	4
Legal Lot Number	6
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	3
Census Block	3040
Census Tract	960800

Owner

Source: Polk County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 CHIEFTAIN ST, OSCEOLA, WI 54020-8098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE STATE BANK
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2005 · Amount on Record
Deed Sale	Mar 9, 2005 · Amount on Record
Deed Document Number	2005695469
Deed Book / Page	968 / 134
Prior Transfer Date	Mar 3, 2005
Prior Transfer Doc	00968/0134
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	604 CHIEFTAIN ST, OSCEOLA, WI 54020-8098
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	OAKEY AND OAKEY ABSTRACT, OAKEY & OAKEY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	893088
Date	Feb 24, 2021
Instrument	893088

Lender

Name	CORNERSTONE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	604 CHIEFTAIN ST, OSCEOLA, WI 54020-8098
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	882309
Date	May 14, 2020
Instrument	882309

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,563.00 (+10.86%) Homeowner's exemption	$243,700 (-) Land $21,300 Building $222,400	$302,900 (+18.32%) Land $26,474 Building $276,426
2023	$3,214.00 Homeowner's exemption	$243,700 Land $21,300 Building $222,400	$256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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