604 Chestnut St, Dubuque, IA 52001 Property Records

Dubuque County property record for 604 Chestnut St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1896
Lot Size	0.107 acres (4,700 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Oct 2025)
Tax Bill	$2,366 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-381-005`

Property Details

APN / Parcel Number

Primary APN	`10-24-381-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	836 sqft
Upper Floors Area	836 sqft
Basement Area	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,700 sqft (0.107 acres)
Lot Dimensions	100 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	108 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	604 CHESTNUT ST
City	DUBUQUE
State	IA
Zip	52001-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 5 MARY ANN MCDANIELS SUB
Legal Subdivision	LINCOLN
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2006
Census Tract	701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Eleventh Street Historic District listed 2004 · 223 contributing resources · NRIS 04000814

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Oct 15, 2024	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Oct 27, 2025	Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO
Dec 20, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Dec 20, 2024
Deed Document Number	2025-00011587
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010664
Date	Jun 29, 2021
Instrument	2021-00010664

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218

Mortgage

Document Number	0000009772
Date	Oct 15, 2024
Instrument	2024-00009772

Lender

Name	PREMIER BANK
Type	Bank
Address	2625 NW ARTERIAL, DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 27, 2025
Property Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218
Document Number	0000011587
Instrument Date	Oct 27, 2025
Instrument	2025-00011587
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218

Mortgage

Document Number	0000011588
Date	Oct 27, 2025
Instrument	2025-00011588

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

December 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DUBUQUE IA
Recording Date	Dec 20, 2024
Property Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218
Document Number	0000012296
Instrument Date	Dec 20, 2024
Instrument	2024-00012296
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHESTNUT ST, DUBUQUE, IA 52001-6218

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,100 (+2.13%) Land $18,800 Building $149,300	$168,100 (+2.13%) Land $18,800 Building $149,300
2024	$2,366.00 (+2.07%)
2023		$164,600 (+22.41%) Land $18,800 Building $145,800	$164,600 (+22.41%) Land $18,800 Building $145,800
2022	$2,318.00	$134,470 Land $14,100 Building $120,370
2021			$134,470 Land $14,100 Building $120,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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