604 Charles Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 604 Charles Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,111 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (May 2022)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-28-02-N-18`

Property Details

APN / Parcel Number

Primary APN	`27-37-28-02-N-18`
Alternative APNs	`27-37-28-02-0000N.0-0018.00` `2728633`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,111 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	113 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	325 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	230 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2728633
Street Address	604 CHARLES DR
City	MELBOURNE
State	FL
Zip	32935-6409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	ALMAR SUBD SEC B LOT 18 BLK N
Legal Range	37E
Legal Township	27S
Legal Section	28
Legal Subdivision	ALMAR SUBD SEC B
Legal Block	N
Legal Lot Number	18
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2012
Census Tract	64201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 CHARLES DR, MELBOURNE, FL 32935-6409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Nov 30, 2021	Warranty Deed, Transfer ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC
Dec 6, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Nov 30, 2021 · Amount on Record
Deed Document Number	2022133782
Deed Book / Page	9517 / 2010
Prior Transfer Date	Sep 30, 2004
Prior Transfer Doc	0000316342
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 27, 2022
Property Address	604 CHARLES DR, MELBOURNE, FL 32935-6409
Document Number	0095172010
Book / Page	9517 / 2010
Map Reference	MB 11 PG 97
Instrument Date	May 26, 2022
Instrument	2022133782
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 MARTELLO WAY, 690, MELBOURNE, FL 32901-6628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 CARLYLE AVE SE, MELBOURNE, FL 32909-4523

Mortgage

Document Number	0095172012
Date	May 27, 2022
Instrument	9517/2012

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 30, 2021
Property Address	604 CHARLES DR, MELBOURNE, FL 32935-6409
Document Number	0093392295
Book / Page	9339 / 2295
Map Reference	MB 11 PG 97
Instrument Date	Nov 29, 2021
Instrument	2021310713
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5008 NE 125TH LOOP, 5008, OXFORD, FL 34484-2993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 MARTELLO WAY, MELBOURNE, FL 32901-6628

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 6, 2019
Property Address	604 CHARLES DR, MELBOURNE, FL 32935-6409
Document Number	0086062978
Book / Page	8606 / 2978
Map Reference	MB 11 PG 97
Instrument Date	Nov 25, 2019
Instrument	2019264931
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 NORTH ST, 507, SAUSALITO, CA 94965-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CHARLES DR, MELBOURNE, FL 32935-6409

Mortgage

Document Number	2019264932
Date	Dec 6, 2019
Instrument	2019264932

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,400 (+2.7%)	$205,100 (-13.46%)
2025	$2,608.00 (+8.58%) Homeowner's exemption	$182,480 (+5.98%)	$237,000 (+5.87%) Land $105,000 Building $132,000
2023	$2,402.00 (-37.82%) Homeowner's exemption	$172,180 (-21.6%)	$223,860 (+1.93%) Land $90,000 Building $133,860
2022	$3,863.00	$219,630 Land $80,000 Building $139,630	$219,630 Land $80,000 Building $139,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1999–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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