Webster County property record for 604 Cedar St, Providence, KY 42450
| Property Type | Residential Vacant Land |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $4,000 (Dec 2013) |
| Tax Bill | $751 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | PR3-007-002 |
| Primary APN | PR3-007-002 |
|---|---|
| Alternative APNs |
|
| Account Number | 1729 |
|---|---|
| Street Address | 604 CEDAR ST |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-1416 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOTS ONLY |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 960400 |
604 Cedar St, residential vacant land, is owned by two individuals who bought it in December 2013.
Source: Webster County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6630 STATE ROUTE 132 W, CLAY, KY 42404-9207 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2017 | Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Mar 30, 2023 | Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2013 · Amount on File |
| Deed Sale | Dec 10, 2013 · Amount on File |
| Deed Document Number | 0000287555 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 604 CEDAR ST, PROVIDENCE, KY 42450-1416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | MTG337/545 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | MTG 337/545 |
| Instrument | 286211 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount on Record |
|---|---|
| Term | 276 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 604 CEDAR ST, PROVIDENCE, KY 42450-1416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000384/370 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 384/370 |
| Instrument | 453982 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 604 Cedar St was $751.
Source: Webster County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751.00 | $71,000 | $71,000 |
| 2023 | $379.00 | $35,600 | $35,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Cedar St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jun 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Cedar St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE WATER WORKS serves 4,538 people · EPA ID KY1170361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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