Mecosta County property record for 604 Cedar St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft · built 1965 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (May 2026) |
| Tax Bill | $2,813 (2024) |
| Deeds & Mortgages | May 2013 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-327-001 |
| Primary APN | 17-14-327-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,352 sqft Total Area |
| Basement Area | 1,104 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 100 ft deep x 150 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 604 CEDAR ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000604 CEDAR STREET: FERRIS ACRES, A REPLAT OF BLOCKS 47, 48, 57 AND 58, IN WARREN AND IVES' PLAT (ORIGINAL PLAT) AND A REPLA |
| Legal Subdivision | ESTATE'S FARM SUB-DIVISION |
| Legal Block | 47 |
| Legal Lot Number | 22-2 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 960600 |
Source: Mecosta County assessment roll, as of July 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17900 205TH AVE, 2, BIG RAPIDS, MI 49307-8879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 29, 2013 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| May 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Aug 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on Record |
| Deed Sale | May 20, 2026 · Amount on Record |
| Prior Sale | Aug 24, 2023 · Amount on Record |
| Deed Document Number | 20263730 |
| Deed Book / Page | 940 / 5277 |
| Prior Transfer Date | Dec 20, 2024 |
| Prior Transfer Doc | 00932/4278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 604 CEDAR ST, BIG RAPIDS, MI 49307-2408 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00834/2313 |
|---|---|
| Date | May 29, 2013 |
| Book Page | 834/2313 |
| Instrument | 201300004777 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | May 20, 2026 |
| Property Address | 604 CEDAR ST, BIG RAPIDS, MI 49307-2408 |
| Document Number | 00940/5277 |
| Book / Page | 940 / 5277 |
| Instrument Date | May 19, 2026 |
| Instrument | 20263730 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | CERTIFIED TITLE, VERIFIED TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 0000003731, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20263731 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Aug 24, 2023 |
| Property Address | 604 CEDAR ST, BIG RAPIDS, MI 49307-2408 |
| Document Number | 00925/3684 |
| Book / Page | 925 / 3684 |
| Map Reference | LB 2 PG 115 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 202300005400 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 N 4TH AVE, BIG RAPIDS, MI 49307-1133 |
| Document Number | 202300005401 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 202300005401 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Mecosta County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,600 (+22.94%) | $167,200 (+22.94%) | |
| 2024 | $2,813.00 | ||
| 2023 | $68,000 | $136,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Point Broadband Fiber Holding Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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