604 Cedar St, Adair, IA 50002 Property Records

Adair County property record for 604 Cedar St, Adair, IA 50002

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,532 sqft · built 1918
Lot Size	0.239 acres (10,419 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Nov 2021)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-282-003`

Property Details

APN / Parcel Number

Primary APN	`01-04-282-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,135 sqft
Attic	Attic
Attic Area	397 sqft
Basement Area	1,135 sqft
Unfinished Basement	1,135 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,419 sqft (0.239 acres)
Lot Dimensions	75.5 ft deep x 75.5 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	604 CEDAR ST
City	ADAIR
State	IA
Zip	50002-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W.1/2 OF LOT 3 & ALL OF LOT 4 BLK. 10 W. ADAIR
Legal Subdivision	TALLMANS ADD
Legal Block	10
Legal Lot Number	3,4
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3058
Census Tract	960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 CEDAR ST, ADAIR, IA 50002-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20211779
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	604 CEDAR ST, ADAIR, IA 50002-1112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020220636
Date	Apr 28, 2022
Instrument	2022-0636

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Nov 18, 2021
Property Address	604 CEDAR ST, ADAIR, IA 50002-1112
Document Number	0020211779
Instrument Date	Oct 29, 2021
Instrument	2021-1779
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 CEDAR ST, ADAIR, IA 50002-1112

Mortgage

Document Number	0020211780
Date	Nov 18, 2021
Instrument	2021-1780

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Adair City
Unified School District	Adair-Casey Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00 (+2.43%) Homeowner's exemption	$99,230 (+11.75%) Land $21,180 Building $78,050	$99,230 (+11.75%) Land $21,180 Building $78,050
2024	$1,398.00 (-4.64%)
2023		$88,800 (+23.97%) Land $21,180 Building $67,620	$88,800 (+23.97%) Land $21,180 Building $67,620
2022	$1,466.00 Homeowner's exemption	$71,630 Land $11,550 Building $60,080
2021			$71,630 Land $11,550 Building $60,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR MUNICIPAL WATER SUPPLY serves 809 people · EPA ID IA0105002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Casey Mutual Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures