St. Johns County property record for 604 Cedar Bough Ct, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,188 sqft · built 2001 |
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,000 (Feb 2020) |
| Tax Bill | $4,848 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162861-1004 |
| Primary APN | 162861-1004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,566 sqft |
| 1st Floor Area | 1,188 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,484 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 CEDAR BOUGH CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PSD |
| Legal Description | 31/31-36 CEDAR RIDGE PART OF TRACT A UNIT 604 & 1/7TH INT TRACT A FOR INGRESS & EGRESS OR4891/175(P/R) & 5372/722 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | CEDAR RIDGE |
| Legal Tract | A |
| Legal Block | 3 |
| Legal Lot Number | 604 |
| Legal Unit | 604&1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162861-1004
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 CEDAR BOUGH CT, SAINT AUGUSTINE, FL 32080-6580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Feb 27, 2020 | Personal Representative Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 10, 2017 | Warranty Deed, Transfer ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2020 · Amount on Record |
| Deed Sale | Feb 27, 2020 · Amount on Record |
| Prior Sale | May 10, 2017 · Amount on Record |
| Deed Document Number | 202015591 |
| Deed Book / Page | 4891 / 175 |
| Last Transfer Date | Aug 30, 2021 |
| Transfer Doc | 0053720722 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 17, 2021 |
| Property Address | 604 CEDAR BOUGH CT, SAINT AUGUSTINE, FL 32080-6580 |
| Document Number | 0053720722 |
| Book / Page | 5372 / 722 |
| Map Reference | MB 31 PG 31-36 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021102632 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 CEDAR BOUGH CT, SAINT AUGUSTINE, FL 32080-6580 |
| Document Number | 0005372726 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 5372/726 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 604 CEDAR BOUGH CT, SAINT AUGUSTINE, FL 32080-6580 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045060065 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 4506/0065 |
| Instrument | 2018011631 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 27, 2020 |
| Property Address | 604 CEDAR BOUGH CT, SAINT AUGUSTINE, FL 32080-6580 |
| Document Number | 0048910175 |
| Book / Page | 4891 / 175 |
| Map Reference | MB 31 PG 31-36 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2020015591 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,638.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 CEDAR BOUGH CT, SAINT AUGUSTINE, FL 32080-6580 |
| Document Number | 48910178 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 4891/0178 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 10, 2017 |
| Property Address | 604 CEDAR BOUGH CT, SAINT AUGUSTINE, FL 32080-6580 |
| Document Number | 0043720259 |
| Book / Page | 004372 / 000259 |
| Instrument Date | May 09, 2017 |
| Instrument | 32559 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 CEDAR BOUGH CT ST AUGUSTINE FL 320806580, ST AUGUSTINE, FL 32080-6580 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,329 (+0.46%) Land $100,000 Building $235,329 | $335,329 (+0.46%) Land $100,000 Building $235,329 | |
| 2025 | $4,848.00 (+6.83%) | $333,778 (-1.83%) | $333,778 (-1.83%) Land $100,000 Building $233,778 |
| 2024 | $4,538.00 (+69.01%) | $339,995 (+47.81%) | $339,995 (+3.27%) Land $110,000 Building $229,995 |
| 2023 | $2,685.00 (+3.23%) Homeowner's exemption | $230,019 (+3%) | $329,230 (+1.29%) Land $110,000 Building $219,230 |
| 2022 | $2,601.00 Homeowner's exemption | $223,319 | $325,050 Land $100,800 Building $224,250 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 381 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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