604 Carmen Ln, Clinton, TN 37716 Property Records

Anderson County property record for 604 Carmen Ln, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,244 sqft · built 1942
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,500 (Mar 2025)
Tax Bill	$1,280 (2025)
Deeds & Mortgages	Apr 2024 Sale & Construction Loan Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087-036.00`

Property Details

APN / Parcel Number

Primary APN	`087-036.00`
Alternative APNs	`01087 087 036.00 000` `0108708703600` `001087 03600`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	1,122 sqft
Upper Floors Area	1,122 sqft
Basement Area	1,122 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	125 ft deep x 257 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	168 sqft
Porch	Finished/Open Porch
Porch Area	318 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 CARMEN LN
City	CLINTON
State	TN
Zip	37716-5444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPELAND FIELDS PB: 4 PG: 113B LOT: 2
Legal Subdivision	COPELAND FIELDS
Legal Lot Number	2
Jurisdiction	ANDERSON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1018
Census Tract	21100

Owner

Source: Anderson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 CARMEN LN, CLINTON, TN 37716-5444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Jul 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	Apr 3, 2024 · Amount on Record
Deed Document Number	20252304
Deed Book / Page	1859 / 101
Transfer Doc	14961585
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Apr 3, 2024
Property Address	604 CARMEN LN, CLINTON, TN 37716-5444
Document Number	0018361086
Book / Page	1836 / 1086
Map Reference	CAB 4 SL 113-B
Instrument Date	Apr 1, 2024
Instrument	24002575
Transaction Type	Construction Loan
Record Updated	Apr 15, 2024

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11636 BERMUDA DR, KNOXVILLE, TN 37934-2603

Mortgage

Document Number	0024002576
Date	Apr 3, 2024
Instrument	24002576

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2025

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	604 CARMEN LN, CLINTON, TN 37716-5444
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16832187
Date	Jul 18, 2018
Book Page	1683/2187
Instrument	18006119

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	604 CARMEN LN, CLINTON, TN 37716-5444
Document Number	17462310
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CARMEN LN CLINTON TN 377165444, CLINTON, TN 37716-5444

Mortgage

Document Number	17462310
Date	Jan 19, 2021
Book Page	001746/002310
Instrument	591

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jan 18, 2028

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	604 CARMEN LN, CLINTON, TN 37716-5444
Document Number	17090215
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CARMEN LN CLINTON TN 377165444, CLINTON, TN 37716-5444

Mortgage

Document Number	17090215
Date	Sep 17, 2019
Book Page	001709/000215
Instrument	8230

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Sep 16, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,280.00 (+42.54%)	$85,125 (+149.27%) Land $9,750 Building $75,375	$340,500 (+149.27%) Land $39,000 Building $301,500
2024	$898.00
2023		$34,150 Land $5,125 Building $29,025
2020			$136,600 Land $20,500 Building $116,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON COUNTY W.A. serves 29,945 people · EPA ID TN0000514
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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