604 Caprice Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 604 Caprice Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,170 sqft · built 1992
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,484 (Apr 2018)
Tax Bill	$2,596 (2024)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-102-020.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-102-020.000-035`
Alternative APN	`0815102020035`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,170 sqft Living Area
Gross Area	3,054 sqft
1st Floor Area	1,243 sqft
Basement Area	1,236 sqft
Finished Basement	927 sqft
Unfinished Basement	309 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	165 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	604 CAPRICE DR
City	MIDDLEBURY
State	IN
Zip	46540-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ROLLING MEADOWS THIRD LOT 48
Legal Subdivision	ROLLING MEADOWS THIRD
Legal Block	102
Legal Lot Number	48
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3015
Census Tract	804

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 CAPRICE DR, MIDDLEBURY, IN 46540-9456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage FIRST ST BK/MIDDLEBURY
Apr 27, 2018	Warranty Deed, Transfer FIRST ST BK/MIDDLEBURY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	20188133
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	0201316111
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	604 CAPRICE DR, MIDDLEBURY, IN 46540-9456
Document Number	0000009714
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 CAPRICE DR MIDDLEBURY IN 465409456, MIDDLEBURY, IN 46540-9456

Mortgage

Document Number	0000009714
Date	May 12, 2020
Instrument	9714

Lender

Name	FIRST ST BK/MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 27, 2018
Property Address	604 CAPRICE DR, MIDDLEBURY, IN 46540-9456
Document Number	0000008133
Instrument Date	Apr 26, 2018
Instrument	8133
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	HAMILTON TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 CAPRICE DR MIDDLEBURY IN 465409456, MIDDLEBURY, IN 46540-9456

Mortgage

Document Number	8134
Date	Apr 27, 2018
Instrument	8134

Lender

Name	FIRST ST BK/MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,900 (+14.75%) Land $17,300 Building $280,600	$297,900 (+14.75%) Land $17,300 Building $280,600
2024	$2,596.00 (+13.36%)	$259,600 (+6.48%) Land $17,300 Building $242,300	$259,600 (+6.48%) Land $17,300 Building $242,300
2023		$243,800 (+9.23%) Land $17,300 Building $226,500	$243,800 (+9.23%) Land $17,300 Building $226,500
2022	$2,290.00 Homeowner's exemption	$223,200 Land $17,300 Building $205,900	$223,200 Land $17,300 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: New Paris Telephone Company.

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