Middletown City property record for 604 Cambridge Cmns, Middletown, CT 06457
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,280 sqft · built 1988 |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 2022) |
| Tax Bill | $4,525 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R09389 |
| Primary APN | R09389 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 640 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R09389 |
|---|---|
| Street Address | 604 CAMBRIDGE CMNS |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5871 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | IT |
| Legal Subdivision | CAMBRIDGE CMNS |
| Legal Lot Number | 24 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 541301 |
604 Cambridge Cmns, a condominium, is owned and occupied by two individuals who bought it in March 2022.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 CAMBRIDGE CMNS, MIDDLETOWN, CT 06457-5871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Apr 21, 2018 | Deed of Trust, Mortgage · Line of Credit EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on File |
| Deed Sale | Mar 10, 2022 · Amount on File |
| Prior Sale | Jan 5, 2016 · Amount on File |
| Deed Book / Page | 2039 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Mar 10, 2022 |
| Property Address | 604 CAMBRIDGE CMNS, MIDDLETOWN, CT 06457-5871 |
| Document Number | 002039-197 |
| Book / Page | 2039 / 197 |
| Instrument Date | Mar 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 CAMBRIDGE CMNS # 44, 44, MIDDLETOWN, CT 06457-5871 |
| Document Number | 3686200012 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 3686200012 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 604 CAMBRIDGE CMNS, MIDDLETOWN, CT 06457-5871 |
| Document Number | 1918-773 |
| Instrument Date | Apr 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 604 CAMBRIDGE CMNS #604 MIDDLETOWN CT 064575871, 604, MIDDLETOWN, CT 06457-5871 |
| Document Number | 1918-773 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 001918/000773 |
| Instrument | 3395850018 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 604 Cambridge Cmns was $4,525.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,525.00 | $134,320 (-) Building $134,320 | $94,024 Building $94,024 |
| 2024 | $4,525.00 (+5.48%) | $134,320 (-) Building $134,320 | |
| 2023 | $4,290.00 (+4.03%) | $134,320 (+22.2%) Building $134,320 | |
| 2022 | $4,124.00 | $109,920 Building $109,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Cambridge Cmns in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 604 Cambridge Cmns is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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