604 Cagle Ln, Harker Heights, TX 76548 Property Records

Bell County property record for 604 Cagle Ln, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,938 sqft · built 1975
Lot Size	0.421 acres (18,319 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (May 2020)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0294400106`

Property Details

APN / Parcel Number

Primary APN	`0294400106`
Alternative APNs	`875217` `69353`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,319 sqft (0.421 acres)
Lot Dimensions	144 ft deep x 130 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 CAGLE LN
City	HARKER HEIGHTS
State	TX
Zip	76548-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND OAKS ESTATES SECTION 3, BLOCK 013, LOT 0009
Legal Subdivision	HIGHLAND OAKS ESTATES SECTION 3
Legal Block	13
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2010
Census Tract	21901

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 CAGLE LN, HARKER HEIGHTS, TX 76548-1667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 6, 2020	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	202021657
Prior Transfer Date	Aug 25, 2017
Prior Transfer Doc	0000036392
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	604 CAGLE LN, HARKER HEIGHTS, TX 76548-1667
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CAGLE LN, HARKER HTS, TX 76548-1667

Mortgage

Document Number	0000017492
Date	Mar 17, 2022
Instrument	2022017492

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2052

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 6, 2020
Property Address	604 CAGLE LN, HARKER HEIGHTS, TX 76548-1667
Document Number	0000021657
Instrument Date	May 1, 2020
Instrument	2020-00021657
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 CAGLE LN, 604, HARKER HEIGHTS, TX 76548-1667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 PIMA TRL, HARKER HEIGHTS, TX 76548-2670

Mortgage

Document Number	0000021658
Date	May 6, 2020
Instrument	2020-00021658

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 30, 2017
Property Address	604 CAGLE LN, HARKER HEIGHTS, TX 76548-1667
Document Number	0000036392
Map Reference	CAB A SL215-C
Instrument Date	Aug 25, 2017
Instrument	2017-00036392
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 ERIC GREEN RD, DERIDDER, LA 70634-7485

Mortgage

Document Number	0000036393
Date	Aug 30, 2017
Instrument	2017-00036393

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,117.00 (+20.27%)	$265,198 (+2.32%)	$283,848 (+9.52%) Land $48,000 Building $235,848
2023	$3,423.00 (-32.16%) Homeowner's exemption	$259,177 Land $37,000 Building $222,177	$259,177 Land $37,000 Building $222,177
2022	$5,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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