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604 Cactus St, Imperial, CA 92251 Property Records

Imperial County property record for 604 Cactus St, Imperial, CA 92251

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,337 sqft · built 2013
Lot Size0.123 acres (5,352 sqft)
Owner2 Individual Names on File
Last Sale$286,500 (May 2019)
Tax Bill$4,763 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN064-254-028-000

Property Details

APN / Parcel Number

Primary APN064-254-028-000
Alternative APN
  • 043964028000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,337 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area5,352 sqft (0.123 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address604 CACTUS ST
CityIMPERIAL
StateCA
Zip92251-2514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 DESERT MIRAGE ESTATES UNIT NO 2 CITY OF IMPERIAL
Legal SubdivisionDESERT MIRAGE ESTATES
Legal Block5
Legal Lot Number27
JurisdictionIMPERIAL CA
Township / Civil DivisionIMPERIAL
Census Block Group5
Census Block5028
Census Tract11002

Owner

Source: Imperial County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 CACTUS ST, IMPERIAL, CA 92251-2514
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 7, 2019Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 7, 2019 · Amount on Record
Deed SaleMay 7, 2019 · Amount on Record
Prior SaleAug 30, 2016 · Amount on Record
Deed Document Number20197997
Prior Transfer DateApr 6, 2012
Prior Transfer Doc0000007975
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address604 CACTUS ST, IMPERIAL, CA 92251-2514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CACTUS ST, IMPERIAL, CA 92251-2514

Mortgage

Document Number0000019917
DateOct 28, 2020
Instrument2020019917
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateMay 7, 2019
Property Address604 CACTUS ST, IMPERIAL, CA 92251-2514
Document Number0000007997
Map ReferenceMB 24 PG 88-93
Instrument DateApr 10, 2019
Instrument2019007997
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address604 CACTUS ST, IMPERIAL, CA 92251-2514

Mortgage

Document Number0000007998
DateMay 7, 2019
Instrument2019007998
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityImperial City
Unified School DistrictImperial Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$325,980 (+6.12%) Land $45,509 Building $280,471
2025$4,763.00 (+2.23%)
2023$4,659.00 (+3.01%)$307,182 Land $42,886 Building $264,296
2022$4,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF IMPERIAL
serves 22,102 people · EPA ID CA1310006
Water SourcePurchased surface water from IMPERIAL IRRIGATION DISTRICT
Last State InspectionNov 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2018
Total trihalomethanes
resolved · Oct 2017
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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