604 Cabernet Way, Oldsmar, FL 34677 Property Records

Pinellas County property record for 604 Cabernet Way, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	1,525 sqft · built 2015
Owner	Individual Name on File
Last Sale	$226,275 (Dec 2015)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-001-071-0027-3`

Property Details

APN / Parcel Number

Primary APN	`C62-001-071-0027-3`
Alternative APNs	`14-28-16-92691-000-0240` `R483348`

Interior

Stories	2 Stories
Building Area	1,525 sqft Heated Area
1st Floor Area	1,525 sqft

Exterior

Year Built	Built 2015
Exterior Material	Brick/Stone
Construction Type	Wood Frame
View / Lot	Average
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Porch

Location & Zoning

Account Number	R483348
Street Address	604 CABERNET WAY
City	OLDSMAR
State	FL
Zip	34677-0109
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TUSCANY WOODS SOUTH LOT 24
Legal Range	16
Legal Township	28
Legal Section	14
Legal Subdivision	TUSCANY WOODS SOUTH
Legal Lot Number	24
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2018
Census Tract	27327

Owner

604 Cabernet Way, a planned unit development, is owned and occupied by an individual who bought it in December 2015.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	604 CABERNET WAY, OLDSMAR, FL 34677-0109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2015 · Amount on File
Deed Sale	Dec 17, 2015 · Amount on File
Deed Document Number	2015365293
Deed Book / Page	19022 / 1954
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	604 CABERNET WAY, OLDSMAR, FL 34677-0109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CABERBNETT WAY, OLDSMAR, FL 34677

Mortgage

Document Number	0211792319
Date	Sep 24, 2020
Book Page	21179/2319
Instrument	2020285713

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 604 Cabernet Way was $2,480 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 Homeowner's exemption Widower's exemption	$188,105	$279,356 Building $279,356
2023	$2,284.00 (-0.13%) Homeowner's exemption Widower's exemption	$177,480 (+3%)	$285,504 (+9.45%) Building $285,504
2022	$2,287.00 Homeowner's exemption Widower's exemption	$172,311	$260,849 Building $260,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Cabernet Way in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	230 in force
Nearby Flood Claims	51 (1988–2024)
Claims Outside the SFHA	17 of 51
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Cabernet Way is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20