604 Bent Oak Loop, Davenport, FL 33837 Property Records

Polk County property record for 604 Bent Oak Loop, Davenport, FL 33837

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,381 sqft · built 1997
Lot Size0.224 acres (9,762 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (May 2026)
Tax Bill$3,038 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-26-10-701301-001800

Property Details

APN / Parcel Number

Primary APN27-26-10-701301-001800
Alternative APNs
  • 102627701301001800
  • 02627000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,381 sqft Living Area
Gross Area1,781 sqft
1st Floor Area1,381 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area9,762 sqft (0.224 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchScreened/Unfinished Porch
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address604 BENT OAK LOOP
CityDAVENPORT
StateFL
Zip33837-5788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNRIDGE WOODS PH 3 PB 98 PGS 2 & 3 LOT 180
Legal Range27E
Legal Township26S
Legal Section10
Legal SubdivisionSUNRIDGE WOODS PHASE 03
Legal Phase3
Legal Tract701301
Legal Block1
Legal Lot Number180
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1020
Census Tract12506

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 BENT OAK LOOP, DAVENPORT, FL 33837-5788
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Sep 16, 2021Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Oct 10, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleSep 16, 2021 · Amount on Record
Deed Document Number2026125579
Deed Book / Page14013 / 368
Prior Transfer DateApr 5, 2011
Prior Transfer Doc0000063512
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 28, 2026
Property Address604 BENT OAK LOOP, DAVENPORT, FL 33837-5788
Document Number0000125579
Book / Page14013 / 368
Instrument DateMay 22, 2026
Instrument2026125579
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$243,915.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 BENT OAK LOOP, DAVENPORT, FL 33837-5788

Mortgage

Document Number0000125580,
DateMay 28, 2026
Instrument2026125580
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

Mortgage

Document Number0000125581,
DateMay 28, 2026
Book Page14013/389
Instrument2026125581
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueJun 1, 2036
Interest
Rate6.3%
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 16, 2021
Property Address604 BENT OAK LOOP, DAVENPORT, FL 33837-5788
Document Number0000242124
Book / Page11895 / 1189
Map ReferenceMB 98 PG 2
Instrument DateAug 16, 2021
Instrument2021242124
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,079.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1204 LEXINGTON AVE, 1204, DAVENPORT, FL 33837-1700

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 BENT OAK LOOP, DAVENPORT, FL 33837-5788

Mortgage

Document Number0118951191
DateSep 16, 2021
Instrument11895/1191
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 10, 2018
Property Address604 BENT OAK LOOP, DAVENPORT, FL 33837-5788
Document Number0106372190
Book / Page010637 / 002190
Instrument DateSep 28, 2018
Instrument214573
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,631.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address604 BENT OAK LOOP DAVENPORT FL 338375788, DAVENPORT, FL 33837-5788

Mortgage

Document Number106372192
DateOct 10, 2018
Book Page010637/002192
Instrument214574
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,038.00 (-15.75%) Homeowner's exemption Widower's exemption$280,218 (+5.99%)$297,098 (+0.4%) Land $52,000 Building $245,098
2024$3,606.00 (+5.81%)
2023$3,408.00 (+1.34%) Homeowner's exemption$264,389 (+3%)$295,928 (+15.29%) Land $50,000 Building $245,928
2022$3,363.00 Homeowner's exemption$256,688 Land $42,000 Building $214,688$256,688 Land $42,000 Building $214,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2002–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST
serves 60,557 people · EPA ID FL6530617
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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