Madison County property record for 604 Benjamin Dr, Richmond, KY 40475 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.476 acres (20,767 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,000 (Aug 2025) |
| Tax Bill | $1,895 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Jun 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-0005-0047 |
| Primary APN | 054A-0005-0047 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,767 sqft (0.476 acres) |
|---|
| Account Number | 42582 |
|---|---|
| Street Address | 604 BENJAMIN DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST LOT 12A |
| Legal Subdivision | HILLCREST |
| Legal Block | 5 |
| Legal Lot Number | 12A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10201 |
Source: Madison County records · APN 054A-0005-0047
Assessment roll updated December 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 01, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 02, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 11, 2025 | Quit Claim Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | Dec 27, 2005 · Amount on Record |
| Deed Document Number | 202514277463 |
| Deed Book / Page | 871 / 402 |
| Prior Transfer Date | Aug 04, 2025 |
| Prior Transfer Doc | 00D871/402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Document Number | 0M2137/558 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | M2137/558 |
| Instrument | 2014079480 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Nov 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Document Number | 0M2237/452 |
|---|---|
| Date | Jun 02, 2023 |
| Book Page | M2237/452 |
| Instrument | 2014148679 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 11, 2025 |
| Property Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Document Number | 00D871/402 |
| Book / Page | D871 / 402 |
| Map Reference | MB 12 PG 161 |
| Instrument Date | Aug 04, 2025 |
| Instrument | 2014277463 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 604 BENJAMIN DR, RICHMOND, KY 40475-3051 |
| Document Number | 2014277469 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2014277469 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,895.00 (+17.05%) | $201,000 (+20.36%) | $201,000 (+20.36%) |
| 2023 | $1,619.00 (-0.31%) | $167,000 (-) | $167,000 (-) |
| 2022 | $1,624.00 | $167,000 | $167,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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