604 Bell St, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 604 Bell St, Fredericksburg, TX 78624

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,156 sqft · built 1965
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Tax Bill	$4,422 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2024 Mortgage + 4 more
APN	`S1450-0130-000300`

Property Details

APN / Parcel Number

Primary APN	`S1450-0130-000300`
Alternative APN	`28279`

Interior

Full Baths	1 Bath
Building Area	1,156 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	1,156 sqft
Utility Area	380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S1450-0130-000300
Street Address	604 BELL ST
City	FREDERICKSBURG
State	TX
Zip	78624-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HGTS BLK 13 LOT 3 & 4
Legal Subdivision	SOUTH HGTS
Legal Block	13
Legal Lot Number	3,4
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	2
Census Block	2014
Census Tract	950402

Owner

604 Bell St is owned and occupied by an individual who acquired it in November 2009.

Source: Gillespie County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage BROADWAY NATIONAL BANK
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage BROADWAY NATIONAL BANK
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTMARK CU
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTMARK CU
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit FIRSTMARK CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 9, 2009
Transfer Doc	0020095171
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	FREDERICKSBURG TITLE, FREDERICKSBURG TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702

Mortgage

Document Number	0020254327
Date	Aug 29, 2025
Instrument	20254327

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702

Mortgage

Document Number	0020241083
Date	Mar 8, 2024
Instrument	20241083

Lender

Name	BROADWAY NATIONAL BANK
Type	Bank
Address	SAN ANTONIO, TX 78209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020225259
Date	Jul 25, 2022
Instrument	20225259

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171004
Date	Mar 3, 2017
Instrument	20171004

Lender

Name	FIRSTMARK CU
Type	Credit Union
Address	SAN ANTONIO, TX 78270

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Feb 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702
Transaction Type	Mortgage
Record Updated	Feb 17, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200657
Date	Jan 31, 2020
Instrument	20200657

Lender

Name	FIRSTMARK CU
Type	Credit Union
Address	SAN ANTONIO, TX 78232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	604 BELL ST, FREDERICKSBURG, TX 78624-4702
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20183443
Date	Jul 2, 2018
Instrument	20183443

Lender

Name	FIRSTMARK CU
Type	Credit Union
Address	SAN ANTONIO, TX 78270

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 604 Bell St was $4,422 with a homeowner's exemption, up 0.3% from the year before.

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,422.00 (+0.29%) Homeowner's exemption	$347,080 (-1.44%) Land $176,850 Building $170,230	$347,080 (-7.38%) Land $176,850 Building $170,230
2025	$4,409.00 (+36.33%) Homeowner's exemption	$352,155 Land $196,500 Building $178,250	$374,750 Land $196,500 Building $178,250
2024	$3,234.00 (+15.96%)
2023	$2,789.00 (-21.85%) Homeowner's exemption	$291,037 Land $196,500 Building $179,880	$376,380 Land $196,500 Building $179,880
2022	$3,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 604 Bell St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Bell St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 12,360 people · EPA ID TX0860001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hill Country Telecommunications Fixed Wireless	1,000 / 150
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, NexStream.

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