604 Belen Cts, Laredo, TX 78045 Property Records

Webb County property record for 604 Belen Cts, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,850 sqft · built 2000
Lot Size	0.15 acres (6,545 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`990-00002-020`

Property Details

APN / Parcel Number

Primary APN	`990-00002-020`
Alternative APN	`242118`

Interior

Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	1,850 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,545 sqft (0.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	142 sqft

Location & Zoning

Street Address	604 BELEN CTS
City	LAREDO
State	TX
Zip	78045-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK 2 PRIMAVERA SUBD
Legal Subdivision	PRIMAVERA I
Legal Block	2
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1000
Census Tract	1720

Owner

604 Belen Cts is owned and occupied by two individuals.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 BELEN CTS, LAREDO, TX 78045-7741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	604 BELEN CTS, LAREDO, TX 78045-7741
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004480/378
Date	Sep 18, 2018
Book Page	4480/378
Instrument	1340025

Lender

Name	COMPASS BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	604 BELEN CTS, LAREDO, TX 78045-7741
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BELEN CTS, LAREDO, TX 78045-7741

Mortgage

Document Number	004898/653
Date	Nov 9, 2020
Book Page	4898/653
Instrument	1409784

Lender

Name	BBVA USA
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 604 Belen Cts was $1,391 with a homeowner's exemption, down 14.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,924 (+2.51%) Land $78,671 Building $203,253	$281,924 (+2.51%) Land $78,671 Building $203,253
2025	$1,391.00 (-14.92%) Homeowner's exemption	$275,033 Land $78,671 Building $196,362	$275,033 Land $78,671 Building $196,362
2024	$1,635.00
2023		$248,848 Land $73,828 Building $175,020	$248,848 Land $73,828 Building $175,020
2022	$1,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Belen Cts in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Belen Cts has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile.

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