604 Bartlett St, Emerson, IA 51533 Property Records

Mills County property record for 604 Bartlett St, Emerson, IA 51533

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,192 sqft · built 1925
Lot Size	0.317 acres (13,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101680000000000`

Property Details

APN / Parcel Number

Primary APN	`101680000000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	115 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Deck Area	365 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	604 BARTLETT ST
City	EMERSON
State	IA
Zip	51533-3079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 207 & 208
Legal Lot Number	207,208
Jurisdiction	MILLS IA
Township / Civil Division	INDIAN CREEK
Census Block Group	2
Census Block	2031
Census Tract	40100

Owner

604 Bartlett St is owned and occupied by an individual who acquired it in August 2022.

Source: Mills County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	604 BARTLETT ST, EMERSON, IA 51533-3079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Apr 17, 2018	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2022
Transfer Doc	02022/2353
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLS IA
Recording Date	Aug 25, 2022
Property Address	604 BARTLETT ST, EMERSON, IA 51533-3079
Document Number	02022/2352
Book / Page	2022 / 2352
Instrument Date	Aug 10, 2022
Instrument	2022-2352
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BARTLETT ST, EMERSON, IA 51533-3079

Mortgage

Document Number	02022/2353
Date	Aug 25, 2022
Book Page	2022/2353
Instrument	2022-2353

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2037

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	604 BARTLETT ST, EMERSON, IA 51533-3079
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2524
Date	Jul 27, 2021
Book Page	2021/2524
Instrument	2021-2524

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	604 BARTLETT ST, EMERSON, IA 51533-3079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000770
Date	Apr 17, 2018
Book Page	0000002018/0000000770
Instrument	000000000770

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 604 Bartlett St was $3,120.

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Emerson City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00	$176,512 Land $14,742 Building $161,770	$176,512 Land $14,742 Building $161,770
2024	$3,120.00
2023		$151,558 (+35.74%) Land $6,961 Building $144,597	$151,558 Land $6,961 Building $144,597
2022	$2,040.00	$111,650 Land $6,961 Building $104,689
2021			$111,650 Land $6,961 Building $104,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Bartlett St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1987–2008)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms And Flooding, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Bartlett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERSON WATER DEPARTMENT serves 412 people · EPA ID IA6520019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000

May also be available: Nextlink, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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