604 Ave Acapulco, San Clemente, CA 92672 Property Records

Orange County property record for 604 Ave Acapulco, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,868 sqft · built 1977
Lot Size	0.781 acres (34,036 sqft)
Owner	Individual Name on File
Last Sale	$2,439,000 (Jan 2026)
Tax Bill	$27,537 (2025)
Deeds & Mortgages	May 2024 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`690-232-20`

Property Details

APN / Parcel Number

Primary APN	`690-232-20`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,868 sqft Living Area
Gross Area	4,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	34,036 sqft (0.781 acres)
View / Lot	Ocean
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 AVENIDA ACAPULCO
City	SAN CLEMENTE
State	CA
Zip	92672-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 8190 BLK LOT 7
Legal Subdivision	TRACT NO 8190
Legal Tract	8190
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42114

Owner

604 Ave Acapulco is owned and occupied by an individual who bought it in January 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jan 26, 2026	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 10, 2021	Intrafamily Transfer, Transfer
May 14, 2021	Intrafamily Transfer, Transfer
Mar 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Jun 20, 2024 · Amount on File
Deed Document Number	202618880
Prior Transfer Date	Sep 18, 1995
Prior Transfer Doc	0000102682
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403

Mortgage

Document Number	0000134301
Date	May 30, 2024
Instrument	2024000134301

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Jul 1, 2025
Change Frequency	6 Months
Min Rate At Change	8%
Max Rate At Change	13%
Index	SOFR Average 30-Day
Max Rate	13%

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 26, 2026
Property Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403
Document Number	0000018880
Map Reference	MB 337 PG 1-3
Instrument Date	Dec 12, 2025
Instrument	2026000018880
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403

Mortgage

Document Number	0000018881
Date	Jan 26, 2026
Instrument	2026000018881

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 10, 2021
Property Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403
Document Number	0000503144
Map Reference	MB 337 PG 1-3
Instrument Date	Jul 8, 2021
Instrument	2021000503144
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 14, 2021
Property Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403
Document Number	0000321567
Map Reference	MB 337 PG 1-3
Instrument Date	Apr 30, 2021
Instrument	2021000321567
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 2, 2021
Property Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403
Document Number	0000146478
Map Reference	MB 337 PG 1-3
Instrument Date	Jan 27, 2021
Instrument	2021000146478
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	604 AVENIDA ACAPULCO, SAN CLEMENTE, CA 92672-2403

Tax Assessment & Valuation

The 2025 property tax bill for 604 Ave Acapulco was $27,537.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,783,070 (+2%) Land $2,237,556 Building $545,514
2025	$27,537.00	$2,728,500 Land $2,193,682 Building $534,818
2023	$10,805.00 (+1.95%) Homeowner's exemption	$1,074,883 Land $605,373 Building $469,510
2022	$10,598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Ave Acapulco in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Ave Acapulco is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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