St. Charles County property record for 604 Apricot Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,488 sqft · built 1970 |
| Lot Size | 0.182 acres (7,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,300 (Apr 2026) |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 887415A000 |
| Primary APN | 887415A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 1,752 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,930 sqft (0.182 acres) |
| Lot Dimensions | 122 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 887415A000 |
|---|---|
| Street Address | 604 APRICOT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | TWILL MANOR #2 PT LOT B AKA LOT 23 |
| Legal Subdivision | TWILL MANOR #2 |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 310202 |
Source: St. Charles County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 8, 2024 | Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK |
| Apr 16, 2026 | Quit Claim Deed, Transfer · Line of Credit CARROLLTON BANK |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK |
| Jun 25, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 17, 2023 | Intrafamily Transfer, Transfer |
| Nov 17, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Jun 6, 2013 · Amount on Record |
| Deed Document Number | 202617647 |
| Prior Transfer Date | Apr 13, 2026 |
| Prior Transfer Doc | 0000017647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005014 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 2024R-005014 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 16, 2026 |
| Property Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Document Number | 0000017647 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202617647 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Document Number | 0000017647, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202617647 |
| Name | CARROLLTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 17, 2026 |
| Property Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Document Number | 0000017740 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202617740 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4720 AUBUCHON RD, HAZELWOOD, MO 63042-4302 |
| Document Number | 0000017740, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202617740 |
| Name | CARROLLTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 25, 2026 |
| Property Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Document Number | 0000029830 |
| Instrument Date | Jan 21, 2024 |
| Instrument | 202629830 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4720 AUBUCHON RD, HAZELWOOD, MO 63042-4302 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 17, 2023 |
| Property Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Document Number | 0000047462 |
| Map Reference | MB 7 PG 41 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 2023R-047462 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4720 AUBUCHON RD, HAZELWOOD, MO 63042-4302 |
| Name | Verified Name |
|---|---|
| Address | 4720 AUBUCHON RD, HAZELWOOD, MO 63042-4302 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 17, 2023 |
| Property Address | 604 APRICOT DR, SAINT CHARLES, MO 63301-0102 |
| Document Number | 0000047461 |
| Map Reference | MB 7 PG 41 |
| Instrument Date | Nov 4, 2023 |
| Instrument | 2023R-047461 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4720 AUBUCHON RD, HAZELWOOD, MO 63042-4302 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,423 (-) | $149,592 (-) Land $25,000 Building $124,592 | |
| 2025 | $1,932.00 (-6.3%) | $28,423 (-3.63%) | $149,592 (-3.62%) Land $25,000 Building $124,592 |
| 2024 | $2,062.00 | ||
| 2023 | $29,493 | ||
| 2022 | $155,218 Land $25,000 Building $130,218 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 37 (1979–2022) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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