Portsmouth City property record for 604 Apache Rd, Portsmouth, VA 23701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,042 sqft · built 1956 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,900 (Apr 2010) |
| Tax Bill | $3,075 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2022 Refinance + 1 more |
| APN | 0448-0400 |
| Primary APN | 0448-0400 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,042 sqft Living Area |
| Flooring | Wood |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 604 APACHE RD |
|---|---|
| City | PORTSMOUTH |
| State | VA |
| Zip | 23701-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | 44 HODGES MANOR SEC 3 |
| Legal Subdivision | HODGES MANOR |
| Jurisdiction | PORTSMOUTH CITY VA |
| Township / Civil Division | PORTSMOUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 212802 |
604 Apache Rd is owned and occupied by two individuals who acquired it in July 2016.
Source: Portsmouth City records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 APACHE RD, PORTSMOUTH, VA 23701-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC |
| Jan 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2010 · Amount on File |
| Deed Sale | Apr 5, 2010 · Amount on File |
| Deed Book / Page | 1000 / 3149 |
| Last Transfer Date | Jul 11, 2016 |
| Transfer Doc | 0000009490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTSMOUTH CITY VA |
| Property Address | 604 APACHE RD, PORTSMOUTH, VA 23701-1416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000885 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 202600885 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTSMOUTH CITY VA |
| Property Address | 604 APACHE RD, PORTSMOUTH, VA 23701-1416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000241 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 202200241 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTSMOUTH CITY VA |
| Property Address | 604 APACHE RD, PORTSMOUTH, VA 23701-1416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000009598 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 190009598 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 604 Apache Rd was $3,075, up 2.3% from the year before.
Source: Portsmouth City assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Portsmouth City |
| Unified School District | Portsmouth City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,840 (+1.95%) Land $76,500 Building $160,340 | $236,840 (+1.95%) Land $76,500 Building $160,340 | |
| 2025 | $3,075.00 (+2.3%) | $232,310 Land $76,500 Building $155,810 | $232,310 Land $76,500 Building $155,810 |
| 2024 | $3,006.00 (+15.22%) | ||
| 2023 | $2,609.00 | $208,770 Land $76,500 Building $132,270 | $208,770 Land $76,500 Building $132,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 604 Apache Rd; there have been 10 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1998–2016) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Apache Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORTSMOUTH serves 97,915 people · EPA ID VA3740600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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