604 Annabelle Ln, Madison, AL 35757 Property Records

Madison County property record for 604 Annabelle Ln, Madison, AL 35757

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,405 sqft · built 2018
Lot Size	0.221 acres (9,628 sqft)
Owner	Individual Name on File
Last Sale	$239,184 (Jun 2018)
Tax Bill	$2,309 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-05-16-0-001-020.040`

Property Details

APN / Parcel Number

Primary APN	`15-05-16-0-001-020.040`
Alternative APN	`469994`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,628 sqft (0.221 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	469994
Street Address	604 ANNABELLE LN
City	MADISON
State	AL
Zip	35757-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 SUMMER POINTE PB # 20170525000292790
Legal Range	02W
Legal Township	03S
Legal Section	16
Legal Subdivision	SUMMER POINTE
Legal Lot Number	41
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	10623

Owner

604 Annabelle Ln is owned and occupied by an individual who bought it in June 2018.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	604 ANNABELLE LN, MADISON, AL 35757-5001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Jun 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Deed Document Number	201834845
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	604 ANNABELLE LN, MADISON, AL 35757-5001
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ANNABELLE LN, MADISON, AL 35757-5001

Mortgage

Document Number	0000158437
Date	Sep 25, 2023
Book Page	MTG 2023/158437

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	604 ANNABELLE LN, MADISON, AL 35757-5001
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077633
Date	Sep 20, 2021
Instrument	2021-00077633

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	604 ANNABELLE LN, MADISON, AL 35757-5001
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100081931
Date	Oct 4, 2021
Instrument	2021-00081931

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	604 ANNABELLE LN, MADISON, AL 35757-5001
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005810
Date	Jan 20, 2021
Instrument	2021-00005810

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	604 ANNABELLE LN, MADISON, AL 35757-5001
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ANNABELLE LN, MADISON, AL 35757-5001

Mortgage

Document Number	202100005811
Date	Jan 20, 2021
Instrument	2021-00005811

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30348

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jun 5, 2018
Property Address	604 ANNABELLE LN, MADISON, AL 35757-5001
Document Number	0000034845
Instrument Date	Jun 1, 2018
Instrument	34845
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ANNABELLE LN MADISON AL 357575001, MADISON, AL 35757-5001

Mortgage

Document Number	34846
Date	Jun 5, 2018
Instrument	34846

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 604 Annabelle Ln was $2,309 with a homeowner's exemption, up 5% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Huntsville City
Unified School District	Huntsville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,309.00 (+4.95%)
2025	$2,200.00 Homeowner's exemption	$38,760 Land $5,000 Building $33,760	$387,600 Land $50,000 Building $337,600
2023	$2,064.00 (+9.21%) Homeowner's exemption	$36,420 (+8.98%) Land $5,000 Building $31,420	$364,100 (+8.98%) Land $50,000 Building $314,100
2022	$1,890.00 Homeowner's exemption	$33,420 Land $5,000 Building $28,420	$334,100 Land $50,000 Building $284,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Annabelle Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Annabelle Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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