Bay County property record for 604 Amy St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1980 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jan 1997) |
| Tax Bill | $998 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11634-782-000 |
| Primary APN | 11634-782-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| Gross Area | 1,707 sqft |
| 1st Floor Area | 1,092 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 108 ft deep x 75 ft wide |
| Garage Area | 312 sqft |
| Porch | Porch |
| Porch Area | 303 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 604 AMY ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE FOREST ESTATES PHASE 1 LOT 19 BLK C ORB 1684 P 1695 MAP 103B1 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | PINE FOREST ESTATES PHASE 1 |
| Legal Phase | 1 |
| Legal Block | C |
| Legal Lot Number | 19 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1301 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 AMY ST, LYNN HAVEN, FL 32444-4377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 1997 · Amount on Record |
| Deed Sale | Jan 22, 1997 · Amount on Record |
| Deed Document Number | 0016841695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 604 AMY ST, LYNN HAVEN, FL 32444-4377 |
| Document Number | 0039092107 |
| Book / Page | 003909 / 002107 |
| Instrument Date | May 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 AMY ST LYNN HAVEN FL 324444377, LYNN HAVEN, FL 32444-4377 |
| Document Number | 0039092107 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 003909/002107 |
| Instrument | 34023 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $998.00 (-0.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $112,978 (+5.99%) | $158,442 (+13.96%) Land $56,200 Building $102,242 |
| 2023 | $1,001.00 (+11.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $106,596 (+3%) | $139,030 (+13.17%) Land $48,000 Building $91,030 |
| 2022 | $900.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $103,491 | $122,852 Land $47,825 Building $75,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 325 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 60 (1998–2021) |
| Claims Outside the SFHA | 27 of 60 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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