604 Acadia Ct, Troy, OH 45373 Property Records

Miami County property record for 604 Acadia Ct, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,203 sqft · built 2004
Lot Size	0.606 acres (26,397 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Oct 2009)
Tax Bill	$5,268 (2025)
Deeds & Mortgages	Feb 2023 Sale Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-105078`

Property Details

APN / Parcel Number

Primary APN	`D08-105078`
Alternative APN	`050619.3-10-010-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	4,406 sqft
Basement Area	2,203 sqft
Unfinished Basement	2,203 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	26,397 sqft (0.606 acres)
Lot Dimensions	160 ft deep x 140 ft wide
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	380 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	604 ACADIA CT
City	TROY
State	OH
Zip	45373-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9719 STONEBRIDGE ESTATES #2
Legal Subdivision	STONEBRIDGE ESTATES #2
Legal Lot Number	9719
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1020
Census Tract	365001

Owner

604 Acadia Ct is owner-occupied and held in a trust since January 2023.

Source: Miami County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	604 ACADIA CT, TROY, OH 45373-5417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Fiduciary Deed, Transfer
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
May 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2009 · Amount on File
Deed Sale	Oct 6, 2009 · Amount on File
Prior Sale	Oct 6, 2009 · Amount on File
Last Transfer Date	Jan 12, 2023
Transfer Doc	0000001982
Record Updated	Oct 29, 2026

February 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 24, 2023
Property Address	604 ACADIA CT, TROY, OH 45373-5417
Document Number	0000001982
Map Reference	VOL 20 PG 88-88A
Instrument Date	Jan 12, 2023
Instrument	2023OR-01982
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	604 ACADIA CT, TROY, OH 45373-5417

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	604 ACADIA CT, TROY, OH 45373-5417
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004710
Date	Mar 19, 2021
Instrument	2021OR-04710

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Jan 16, 2031

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	May 29, 2019
Property Address	604 ACADIA CT, TROY, OH 45373-5417
Document Number	0000005639
Instrument Date	Apr 4, 2019
Instrument	5639
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	604 ACADIA CT TROY OH 453735417, TROY, OH 45373-5417

Tax Assessment & Valuation

The 2025 property tax bill for 604 Acadia Ct was $5,268 with a homeowner's exemption, down 8.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,268.00 (-8.21%) Homeowner's exemption	$158,900 (+4.39%) Land $26,320 Building $132,580	$454,000 Land $75,200 Building $378,800
2024	$5,739.00 (+2.21%) Homeowner's exemption	$152,220 (-) Land $26,430 Building $125,790
2023	$5,615.00 (+17.47%) Homeowner's exemption	$152,220 (-) Land $26,430 Building $125,790	$434,900 (-) Land $75,500 Building $359,400
2022	$4,780.00 Homeowner's exemption	$152,220 Land $26,430 Building $125,790	$434,900 Land $75,500 Building $359,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Acadia Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Acadia Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Imagine Networks.

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