604 9th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 604 9th St N, Virginia, MN 55792

Property Summary

Property Type	Commercial
Details	9,800 sqft · built 1955
Lot Size	0.523 acres (22,785 sqft)
Owner	Company Name on File
Tax Bill	$8,560 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`090-0125-00020`

Property Details

APN / Parcel Number

Primary APN	`090-0125-00020`
Alternative APN	`1029892`

Interior

Building Area	9,800 sqft Gross Area
1st Floor Area	9,800 sqft
Basement Area	8,400 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Lot Area	22,785 sqft (0.523 acres)
Garage Area	13,500 sqft

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	1029892
Street Address	604 9TH ST N
City	VIRGINIA
State	MN
Zip	55792-2320
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 EX WLY 30 FT AND ALL OF LOTS 3 AND 4BLOCK 1 SERIAL #
Legal Subdivision	OLCOTT ADDITION
Legal Block	1
Legal Lot Number	2-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3002
Census Tract	13000

Owner

604 9th St N, a commercial property, is owned by a company that acquired it in April 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	613 9TH ST N, VIRGINIA, MN 55792-2319
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
Mar 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE MINERS NATIONAL BANK OF EVELETH
Mar 22, 2019	Loan Modification, Mortgage MINERS NAT'L BK/EVELETH
Apr 13, 2018	Trustee's Deed, Construction Loan · Line of Credit MINERS NAT'L BK/EVELETH
May 4, 2017	Warranty Deed, Transfer · Line of Credit MINERS NAT'L BK/EVELETH
May 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 28, 2017
Transfer Doc	00A1308565
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	604 9TH ST N, VIRGINIA, MN 55792-2320
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001422995
Date	Aug 27, 2021
Instrument	1422995

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Aug 15, 2033

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	604 9TH ST N, VIRGINIA, MN 55792-2320
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001408016
Date	Mar 25, 2021
Instrument	1408016

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	604 9TH ST N, VIRGINIA, MN 55792-2320
Document Number	00A1352178
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	604 9TH ST N VIRGINIA MN 557922320, VIRGINIA, MN 55792-2320

Mortgage

Document Number	00A1352178
Date	Mar 27, 2019
Instrument	A1352178

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Term	240 Months
Due	Mar 26, 2039

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 13, 2018
Property Address	604 9TH ST N, VIRGINIA, MN 55792-2320
Instrument Date	Apr 13, 2018
Instrument	A1331045
Transaction Type	Construction Loan
Record Updated	Apr 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 9TH ST N VIRGINIA MN 557922319, VIRGINIA, MN 55792-2319

Mortgage

Document Number	00A1331045
Date	Apr 13, 2018
Instrument	A1331045

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 12, 2019

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 4, 2017
Property Address	604 9TH ST N, VIRGINIA, MN 55792-2320
Document Number	00A1308566
Instrument Date	Apr 28, 2017
Instrument	A1308566
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 9TH ST N VIRGINIA MN 557922319, VIRGINIA, MN 55792-2319

Mortgage

Document Number	A1308567
Date	May 4, 2017
Instrument	A1308567

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 3, 2032

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 4, 2017
Property Address	604 9TH ST N, VIRGINIA, MN 55792-2320
Document Number	00A1308565
Instrument Date	Apr 28, 2017
Instrument	A1308565
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 9TH ST N VIRGINIA MN 557922319, VIRGINIA, MN 55792-2319

Tax Assessment & Valuation

The 2026 property tax bill for 604 9th St N was $8,560, up 3.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,560.00 (+3.08%)
2025	$8,304.00 (+10.1%)	$315,300 (+28.07%) Land $11,800 Building $303,500	$315,300 (+28.07%) Land $11,800 Building $303,500
2024	$7,542.00	$246,200 Land $11,800 Building $234,400	$246,200 Land $11,800 Building $234,400
2022		$220,900 Land $10,400 Building $210,500	$220,900 Land $10,400 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 9th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 9th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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