604 9th St N, Moorhead, MN 56560 Property Records

Clay County property record for 604 9th St N, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Dec 2023)
Tax Bill$3,802 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN58.589.0380

Property Details

APN / Parcel Number

Primary APN58.589.0380

Exterior

Lot Area7,000 sqft (0.16 acres)

Location & Zoning

Street Address604 9TH ST N
CityMOORHEAD
StateMN
Zip56560-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME PARTRIDGE & BERGRENS ADD SUBDIVISIONCD 58589 LOTS 11 & 12 4
Legal Range48
Legal Township139
Legal Section05
Legal SubdivisionPARTRIDGE & BERGRENS ADD
Legal Block4
Legal Lot Number11
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group1
Census Block1012
Census Tract20700

Owner

604 9th St N is owned and occupied by two individuals who bought it in December 2023.

Source: Clay County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address604 9TH ST N, MOORHEAD, MN 56560-1928
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Nov 17, 2021Warranty Deed, Transfer · Conventional Mortgage
WESTERN STATE BANK
Oct 4, 2018Warranty Deed, Transfer · Conventional Mortgage
GATE CITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2023 · Amount on File
Deed SaleDec 18, 2023 · Amount on File
Prior SaleNov 17, 2021 · Amount on File
Deed Document Number20231610072
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateDec 19, 2023
Property Address604 9TH ST N, MOORHEAD, MN 56560-1928
Document Number0000842857
Instrument DateDec 18, 2023
Instrument842857
Transaction TypeTransfer
Record UpdatedJan 3, 2024
Title CompanyTITLE STREAM, TITLE TEAM

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address604 9TH ST N, MOORHEAD, MN 56560-1928

Mortgage

Document Number0000842858
DateDec 19, 2023
Instrument842858
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateNov 17, 2021
Property Address604 9TH ST N, MOORHEAD, MN 56560-1928
Document Number0000823159
Instrument DateNov 15, 2021
Instrument823159
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyFM TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 9TH ST N, MOORHEAD, MN 56560-1928

Mortgage

Document Number0000823160
DateNov 17, 2021
Instrument823160
Lender
NameWESTERN STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number0000823161
DateNov 17, 2021
Instrument823161
Lender
NameWESTERN STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateOct 4, 2018
Property Address604 9TH ST N, MOORHEAD, MN 56560-1928
Document Number0000784061
Instrument DateOct 3, 2018
Instrument784061
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 9TH ST N, MOORHEAD, MN 56560-1928

Mortgage

Document Number0000784062
DateOct 4, 2018
Instrument784062
Lender
NameGATE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 604 9th St N was $3,802.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,802.00$222,000 (-3.14%) Land $31,000 Building $191,000$222,000 (-3.14%) Land $31,000 Building $191,000
2025$229,200 Land $30,000 Building $199,200$229,200 Land $30,000 Building $199,200
2023$3,104.00$208,000 Land $30,000 Building $178,000$208,000 Land $30,000 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 9th St N in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 9th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fiber, Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50

May also be available: Otter Tail Telecom, Verizon.

Nearby Properties on 9th St N

Nearby Streets

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