604 7th St, Maxwell, IA 50161 Property Records

Story County property record for 604 7th St, Maxwell, IA 50161

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,039 sqft · built 1989
Lot Size0.234 acres (10,185 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Aug 2017)
Tax Bill$3,234 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-22-395-315

Property Details

APN / Parcel Number

Primary APN15-22-395-315

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,039 sqft Living Area
1st Floor Area1,039 sqft
Basement Area1,039 sqft
Finished Basement722 sqft
Unfinished Basement317 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,185 sqft (0.234 acres)
Lot Dimensions97 ft deep x 105 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area166 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address604 7TH ST
CityMAXWELL
StateIA
Zip50161-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTYLERS 2ND SD LOT 3 & W1/2 LOT 4
Legal Range22W
Legal Township82N
Legal Section22
Legal SubdivisionTYLER'S 2ND SD
Legal Lot Number3,4
JurisdictionSTORY IA
Township / Civil DivisionINDIAN CREEK
Census Block Group1
Census Block1048
Census Tract10200

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address604 7TH ST, MAXWELL, IA 50161-2025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY BANK & TRUST NA
Feb 2, 2022Intrafamily Transfer, Transfer
Aug 3, 2017Warranty Deed, Transfer · Conventional Mortgage
NORTWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on Record
Deed SaleAug 3, 2017 · Amount on Record
Prior SaleMar 19, 2013 · Amount on Record
Deed Document Number20177873
Last Transfer DateFeb 14, 2022
Transfer Doc0202201639
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address604 7TH ST, MAXWELL, IA 50161-2025
Transaction TypeMortgage
Record UpdatedNov 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 7TH ST, MAXWELL, IA 50161-2025

Mortgage

Document Number0202307573
DateOct 24, 2023
Instrument2023-07573
Lender
NameFIRST NATIONAL BANK
TypeBank
AddressANKENY, IA 50023
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address604 7TH ST, MAXWELL, IA 50161-2025
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0202201640
DateFeb 22, 2022
Instrument2022-01640
Lender
NameFIDELITY BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTORY IA
Recording DateFeb 2, 2022
Property Address604 7TH ST, MAXWELL, IA 50161-2025
Document Number0202201639
Instrument DateFeb 2, 2022
Instrument2022-01639
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address604 7TH ST, MAXWELL, IA 50161-2025
InvestorPossibly a Property Investor

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateAug 3, 2017
Property Address604 7TH ST, MAXWELL, IA 50161-2025
Document Number201700007873
Instrument DateJul 31, 2017
Instrument2017-00007873
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 7TH ST, MAXWELL, IA 50161-2025
InvestorPossibly a Property Investor

Mortgage

Document Number0201707874
DateAug 3, 2017
Instrument2017-07874
Lender
NameNORTWEST BANK
AddressSPENCER, IA 51301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityMaxwell City
Unified School DistrictCollins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,234.00$198,800 (+5.35%) Land $33,900 Building $164,900$198,800 (+5.35%) Land $33,900 Building $164,900
2024$3,234.00 (+1.38%)
2023$188,700 Land $31,700 Building $157,000$188,700 Land $31,700 Building $157,000
2022$3,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1991–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAXWELL WATER DEPARTMENT
serves 859 people · EPA ID IA8557058
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Huxley Communications Cooperative
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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