604 7th St, Fairmont, WV 26554 Property Records

Marion County property record for 604 7th St, Fairmont, WV 26554

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1916
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$52,500 (Oct 2025)
Tax Bill	$971 (2025)
Deeds & Mortgages	Oct 2025 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-4-0091.0000`

Property Details

APN / Parcel Number

Primary APN	`03-4-0091.0000`
Alternative APN	`24-03-4-0091.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Family Room	Family Room

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 7TH ST
City	FAIRMONT
State	WV
Zip	26554-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 38 PT LS 9-10 7TH ST (PLAT 59-A-E)
Legal Subdivision	FAIRMONT DEVELOPMENT ADDITION
Legal Block	38
Jurisdiction	MARION WV
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1013
Census Tract	20300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fleming-Watson Historic District listed 2001 · 366 contributing resources · NRIS 01001330

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

604 7th St is owned by an individual who bought it in October 2025.

Source: Marion County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	27 RAYFORD DR, FAIRMONT, WV 26554-9600
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Special Warranty Deed, Transfer SERVICELINK
Jul 25, 2022	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
May 19, 2020	Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Mar 17, 2025 · Amount on File
Deed Document Number	202518164
Deed Book / Page	1399 / 801
Prior Transfer Date	Mar 5, 2025
Prior Transfer Doc	0000004557
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARION WV
Recording Date	Oct 9, 2025
Property Address	604 7TH ST, FAIRMONT, WV 26554-2529
Document Number	001399/801
Book / Page	1399 / 801
Map Reference	MB 59 PG A-E
Instrument Date	Aug 7, 2025
Instrument	202500018164
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5710 MACCORKLE AVE SE, CHARLESTON, WV 25304-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 RAYFORD DR, FAIRMONT, WV 26554-9600

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION WV
Recording Date	Jul 25, 2022
Property Address	604 7TH ST, FAIRMONT, WV 26554-2529
Document Number	001305/152
Book / Page	1305 / 152
Map Reference	MB 59 PG A-E
Instrument Date	Jul 22, 2022
Instrument	202200010204
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 MILEGROUND RD, MORGANTOWN, WV 26505-3753

Mortgage

Document Number	202200010205
Date	Jul 25, 2022
Instrument	202200010205

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0001307/31
Date	Jul 25, 2022
Book Page	1307/31
Instrument	202200010206

Lender

Name	WEST VIRGINIA HOUSING DEVELOPMENT FUND
Type	Government Agency
Address	CHARLESTON, WV 25304

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION WV
Recording Date	May 19, 2020
Property Address	604 7TH ST, FAIRMONT, WV 26554-2529
Document Number	1262/632
Book / Page	1262 / 632
Map Reference	MB 59 PG A-E
Instrument Date	May 12, 2020
Instrument	202000004843
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	202000004844
Date	May 19, 2020
Instrument	202000004844

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 604 7th St was $971, up 4.4% from the year before.

Source: Marion County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Municipality	Fairmont City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$971.00 (+4.41%)	$65,100 (+3.53%) Land $11,820 Building $53,280	$108,500 (+3.53%) Land $19,700 Building $88,800
2024	$930.00 (+11.38%)	$62,880 (+11.85%) Land $11,820 Building $51,060	$104,800 (+11.85%) Land $19,700 Building $85,100
2023	$835.00 (+3.99%)	$56,220 (+4.11%) Land $11,820 Building $44,400	$93,700 (+4.11%) Land $19,700 Building $74,000
2022	$803.00	$54,000 Land $11,820 Building $42,180	$90,000 Land $19,700 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 7th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–1984)
Most Recent Claim	Oct 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRMONT serves 30,586 people · EPA ID WV3302502
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile, Xfinity.

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