604 6th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 604 6th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.157 acres (6,850 sqft)
Owner	Individual Name on Record
Last Sale	$58,500 (Oct 2007)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1122301007`

Property Details

APN / Parcel Number

Primary APN	`1122301007`
Alternative APN	`99035`

Exterior

Lot Area	6,850 sqft (0.157 acres)
Lot Dimensions	136 ft deep x 50 ft wide

Location & Zoning

Account Number	99035
Street Address	604 6TH AVE
City	STERLING
State	IL
Zip	61081-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVEYS ADDITION LOT 5 BLK 1 322700X
Legal Subdivision	HARVEYS ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3010
Census Tract	1200

Owner

Source: Whiteside County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 6TH AVE, STERLING, IL 61081-3737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK AND TRUST COMPANY
May 15, 2019	Quit Claim Deed, Mortgage · Conventional with PMI IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2007 · Amount on Record
Deed Sale	Oct 2, 2007 · Amount on Record
Deed Document Number	20079296-2007
Last Transfer Date	May 10, 2019
Transfer Doc	0000002469
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Aug 20, 2026
Property Address	604 6TH AVE, STERLING, IL 61081-3737
Document Number	0000004502
Instrument Date	Jul 25, 2026
Instrument	20264502
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 6TH AVE, STERLING, IL 61081-3737

Mortgage

Document Number	0000004502,
Date	Aug 20, 2026
Instrument	20264502

Lender

Name	VALLEY BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 15, 2019
Property Address	604 6TH AVE, STERLING, IL 61081-3737
Document Number	0000002469
Instrument Date	May 10, 2019
Instrument	2469
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	LAKESHORE TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 6TH AVE STERLING IL 610813737, STERLING, IL 61081-3737

Mortgage

Document Number	2470
Date	May 15, 2019
Instrument	2470

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2034

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (+5.27%)	$28,028 (+6.23%) Land $4,872 Building $23,156
2024	$2,125.00	$26,384 Land $4,586 Building $21,798	$84,084 (+6.23%) Land $14,616 Building $69,468
2023			$79,152 Land $13,758 Building $65,394

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	250 / 50

May also be available: Verizon.

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