Indian River County property record for 604 5th St SW, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,067 sqft · built 1960 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,900 (Sep 2006) |
| Tax Bill | $575 (2025) |
| Deeds & Mortgages | Apr 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-24-00002-0110-00016.0 |
| Primary APN | 33-39-24-00002-0110-00016.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,067 sqft Living Area |
| 1st Floor Area | 1,067 sqft |
| Utility Area | 77 sqft |
| Utility Room | Utility Room |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 74 ft wide |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Fence | Fence |
| Account Number | 85262 |
|---|---|
| Street Address | 604 5TH ST SW |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | WHISPERING PALMS UNIT 4 BLK 11 LOT 16 PBI 5-11 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 24 |
| Legal Subdivision | WHISPERING PALMS UNIT 4 |
| Legal Block | 11 |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 50603 |
604 5th St SW is owned and occupied by an individual who bought it in September 2006.
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 5TH ST SW, VERO BEACH, FL 32962-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2006 · Amount on File |
| Deed Sale | Sep 14, 2006 · Amount on File |
| Prior Sale | May 22, 2006 · Amount on File |
| Deed Document Number | 1783625 |
| Deed Book / Page | 2078 / 2221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 604 5TH ST SW, VERO BEACH, FL 32962-4511 |
| Document Number | 0033091280 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 604 5TH ST SW VERO BEACH FL 329624511, VERO BEACH, FL 32962-4511 |
| Document Number | 0033091280 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 003309/001280 |
| Instrument | 32847 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Jun 14, 2060 |
The 2025 property tax bill for 604 5th St SW was $575.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $575.00 | $36,962 | $140,784 Land $20,757 Building $120,027 |
| 2023 | $309.00 (+5.46%) | $34,873 (+3%) | $127,248 (+20.43%) Land $20,757 Building $106,491 |
| 2022 | $293.00 | $33,857 | $105,663 Land $15,725 Building $89,938 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 5th St SW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (1981–2004) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 5th St SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T.
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