604 5th St, Carrollton, KY 41008 Property Records

Carroll County property record for 604 5th St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,305 sqft · built 1930
Lot Size	0.119 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$389,000 (Jan 2021)
Tax Bill	$767 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C1-46-10`

Property Details

APN / Parcel Number

Primary APN	`C1-46-10`
Alternative APN	`106883`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	107 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	106883
Street Address	604 5TH ST
City	CARROLLTON
State	KY
Zip	41008-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	1
Census Block	1030
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3801 SPRINGHURST BLVD, LOUISVILLE, KY 40241-6137
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed, Transfer UNITED CITIZENS BANK &TRUST CO
Jan 4, 2021	Deed, Transfer MONUMENTAL CITY TITLE COMPANY, MONUMENTAL TITLE COMPANY LLC
Jun 29, 2018	Deed, Transfer · Line of Credit CARROLLTON FEDERAL BANK
May 21, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Jan 4, 2021
Deed Document Number	100887
Deed Book / Page	D218 / 338
Record Updated	Jun 8, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Jan 4, 2021
Property Address	604 5TH ST, CARROLLTON, KY 41008-1206
Document Number	00D218/338
Book / Page	D218 / 338
Map Reference	MB 85 PG 131
Instrument Date	Dec 29, 2020
Instrument	100887
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6806 CLORE LAKE RD, 6806, CRESTWOOD, KY 40014-6534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 SPRINGHURST BLVD STE 206, 206, LOUISVILLE, KY 40241-6139

Mortgage

Document Number	000M262648
Date	Jan 4, 2021
Instrument	M262/648

Lender

Name	UNITED CITIZENS BANK &TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Dec 29, 2040

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Jan 4, 2021
Property Address	604 5TH ST, CARROLLTON, KY 41008-1206
Document Number	00D218/334
Book / Page	D218 / 334
Map Reference	MB 85 PG 131
Instrument Date	Dec 28, 2020
Instrument	100886
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	MONUMENTAL CITY TITLE COMPANY, MONUMENTAL TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 613, CRESTWOOD, KY 40014-0613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 613, CRESTWOOD, KY 40014-0613

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL KY
Recording Date	Jun 29, 2018
Property Address	604 5TH ST, CARROLLTON, KY 41008-1206
Document Number	00D208/410
Book / Page	D208 / 410
Instrument Date	Jun 29, 2018
Instrument	94957
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 389, CARROLLTON, KY 41008-0389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 613, CRESTWOOD, KY 40014-0613

Mortgage

Document Number	000M244200
Date	Jun 29, 2018
Instrument	M244/200

Lender

Name	CARROLLTON FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 29, 2028

Interest

Rate Type	Adjustable Rate

May 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARROLL KY
Recording Date	May 21, 2018
Property Address	604 5TH ST, CARROLLTON, KY 41008-1206
Document Number	00D208/141
Book / Page	D208 / 141
Instrument Date	May 21, 2018
Instrument	94729
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 CLAY ST, 516, CARROLLTON, KY 41008-1237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 US HIGHWAY 227, CARROLLTON, KY 41008-8082

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$767.00 (+0.39%)	$76,000 (-) Land $8,000 Building $68,000	$76,000 (-) Land $8,000 Building $68,000
2023	$764.00	$76,000 Land $8,000 Building $68,000	$76,000 Land $8,000 Building $68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

604 5th St, Carrollton, KY 41008 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Commissioner's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 5th St

Nearby Streets

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