Monmouth County and Bradley Beach Borough property record for 604 5th Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,207 sqft · built 1909 |
| Lot Size | 0.065 acres (2,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Oct 2021) |
| Tax Bill | $8,823 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00046-0000-00020 |
| Primary APN | 08-00046-0000-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,207 sqft Living Area |
| 1st Floor Area | 578 sqft |
| Upper Floors Area | 629 sqft |
| Attic | Attic |
| Attic Area | 578 sqft |
| Basement Area | 578 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,849 sqft (0.065 acres) |
| Lot Dimensions | 114 ft deep x 25 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 12 |
|---|---|
| Street Address | 604 5TH AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 46 |
| Legal Lot Number | 20 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 808201 |
604 5th Ave is owned and occupied by two individuals who bought it in October 2021.
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 5TH AVE, BRADLEY BEACH, NJ 07720-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Prior Sale | Apr 8, 2015 · Amount on File |
| Deed Document Number | 2021152504 |
| Deed Book / Page | 9551 / 880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 14, 2021 |
| Property Address | 604 5TH AVE, BRADLEY BEACH, NJ 07720-1220 |
| Document Number | 0095510880 |
| Book / Page | 9551 / 880 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 2021152504 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TITLE AUTHORITY INC, TITLE AUTHORITY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 FAIR HAVEN RD, 230, FAIR HAVEN, NJ 07704-3415 |
| Name | Verified Name |
|---|---|
| Address | 11 PIEDMONT DR, PRINCETON JUNCTION, NJ 08550-1710 |
| Document Number | 2021152505 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021152505 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 604 5TH AVE, BRADLEY BEACH, NJ 07720-1220 |
| Document Number | 0000095187 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 5TH AVE BRADLEY BEACH NJ 077201220, BRADLEY BEACH, NJ 07720-1220 |
| Document Number | 0000095187 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 009436/003139 |
| Instrument | 95187 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2050 |
The 2025 property tax bill for 604 5th Ave was $8,823, up 3% from the year before.
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,076,200 (+7.95%) Land $594,900 Building $481,300 | $1,076,200 (+7.95%) Land $594,900 Building $481,300 | |
| 2025 | $8,823.00 (+3.04%) | $996,900 Land $539,700 Building $457,200 | $996,900 Land $539,700 Building $457,200 |
| 2024 | $8,563.00 | ||
| 2023 | $891,600 Land $493,700 Building $397,900 | $891,600 Land $493,700 Building $397,900 | |
| 2022 | $8,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 5th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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