604 4th St NE, Byron, MN 55920 Property Records

Olmsted County property record for 604 4th St NE, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,024 sqft · built 2001
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2026)
Tax Bill	$4,652 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75.33.23.061105`

Property Details

APN / Parcel Number

Primary APN	`75.33.23.061105`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	1,024 sqft
Finished Basement	921 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 4TH ST NE
City	BYRON
State	MN
Zip	55920-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-107 RANGE-015 BEARWOOD ESTATES 4TH SUB LOT-002 BLOCK-003 LOT 2 BLK 3
Legal Range	15
Legal Township	107
Legal Section	33
Legal Subdivision	BEARWOOD ESTATES 4TH SUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2010
Census Tract	1800

Owner

604 4th St NE is owned and occupied by two individuals who bought it in August 2026.

Source: Olmsted County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 4TH ST NE, BYRON, MN 55920-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 19, 2024	Warranty Deed, Transfer · Loan Assumption ROCKET MORTGAGE LLC
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 28, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Jan 19, 2024 · Amount on File
Deed Document Number	20261650100
Prior Transfer Date	Nov 16, 2016
Prior Transfer Doc	A1412263
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 4, 2026
Property Address	604 4TH ST NE, BYRON, MN 55920-1514
Document Number	0001650100
Instrument Date	Jul 24, 2026
Instrument	20261650100
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	ROCHESTER TITLE, ROCHESTER TITLE & ESCROW COMPA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114,988.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 4TH ST NE, BYRON, MN 55920-1514

Mortgage

Document Number	0001650101,
Date	Aug 4, 2026
Instrument	20261650101

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 19, 2024
Property Address	604 4TH ST NE, BYRON, MN 55920-1514
Document Number	00A1599199
Instrument Date	Jan 5, 2024
Instrument	A-1599199
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	921 2ND AVE NW, BYRON, MN 55920-1333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	853 SETTLERS DR, MILLIKEN, CO 80543-3228

Mortgage

Document Number	00A1599200
Date	Jan 19, 2024
Instrument	A-1599200

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	604 4TH ST NE, BYRON, MN 55920-1514
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1511941
Date	Sep 28, 2020
Instrument	A-1511941

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Mar 28, 2018
Property Address	604 4TH ST NE, BYRON, MN 55920-1514
Document Number	A1445766
Instrument Date	Mar 27, 2018
Instrument	A-1445766
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	PARTNERS IN TITLE LLC, PARTNERS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604 4TH ST, BYRON, MN 55920

Mortgage

Document Number	A1445767
Date	Mar 28, 2018
Instrument	A-1445767

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 604 4th St NE was $4,652, up 6.4% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,652.00 (+6.36%)
2025	$4,374.00 Homeowner's exemption	$277,800 (-3.94%) Land $51,300 Building $226,500	$297,600 (+2.9%) Land $55,000 Building $242,600
2024		$289,200 Land $55,000 Building $234,200	$289,200 Land $55,000 Building $234,200
2023	$4,494.00
2022		$274,400 Land $55,000 Building $219,400	$274,400 Land $55,000 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 4th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 4th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: T-Mobile, Verizon.

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