Lake County property record for 604 4th Ave SE, Ronan, MT 59864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,872 sqft · built 2018 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Aug 2023) |
| Tax Bill | $2,333 (2026) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1520911 |
| Primary APN | R1520911 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 782 sqft |
| 2nd Floor Area | 1,090 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000017577 |
|---|---|
| Street Address | 604 4TH AVE SE |
| City | RONAN |
| State | MT |
| Zip | 59864-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSON ADDITION, S01, T20 N, R20 W, LOT 8A, ACRES 0.25, AMND PLAT OF LTS 8-10 JOHNSON ADDITION TO RONAN |
| Legal Range | 20W |
| Legal Township | 20N |
| Legal Section | 01 |
| Legal Subdivision | JOHNSON ADDITION |
| Legal Lot Number | 8-10,8A |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 940500 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 4TH AVE SE, RONAN, MT 59864-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST INTERSTATE BANK |
| Sep 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Mar 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | May 19, 2023 |
| Deed Document Number | 2023606244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 604 4TH AVE SE, RONAN, MT 59864-3110 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000604334 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 604334 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 604 4TH AVE SE, RONAN, MT 59864-3110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 565418 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 565418 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 604 4TH AVE SE, RONAN, MT 59864-3110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 568758 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 568758 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 604 4TH AVE SE, RONAN, MT 59864-3110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 576054 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 576054 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 604 4TH AVE SE, RONAN, MT 59864-3110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 568758 |
|---|---|
| Date | Mar 23, 2019 |
| Instrument | 568758 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | POLSON, MT 59860 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | May 1, 2049 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Ronan City |
| Elementary School District | Ronan Elementary School District (PK - 08) |
| Secondary School District | Ronan High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,333.00 (-8.15%) | $431,900 (-) | |
| 2025 | $2,540.00 (-16.31%) | $431,900 (+26.69%) | $431,900 (+26.69%) Land $51,191 Building $380,709 |
| 2023 | $3,035.00 | $340,900 | $340,900 Land $28,240 Building $312,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Western Montana CommunityTel Fiber | 100 / 100 |
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