Eau Claire County property record for 604 3rd St E, Altoona, WI 54720
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · built 1980 |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Sep 2020) |
| Tax Bill | $3,256 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18201-2-270923-440-2017 |
| Primary APN | 18201-2-270923-440-2017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Basement Area | 984 sqft |
| Finished Basement | 984 sqft |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| View / Lot | High Traffic Area |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 604 3RD ST E |
|---|---|
| City | ALTOONA |
| State | WI |
| Zip | 54720-1904 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | THE E 66' OF THE NE 1/4 OF BLK 3 SHUTES ADD C OF ALTOONA |
| Legal Subdivision | SHUTES ADD |
| Legal Block | 3 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | ALTOONA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 402 |
Source: Eau Claire County records, as of March 28, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 612 3RD ST E, ALTOONA, WI 54720-1904 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABBY BANK |
| Dec 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABBY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on Record |
| Deed Sale | Sep 4, 2020 · Amount on Record |
| Deed Document Number | 1197584 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 604 3RD ST E, ALTOONA, WI 54720-1904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001239296 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 1239296 |
| Name | ABBY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 604 3RD ST E, ALTOONA, WI 54720-1904 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001239295 |
|---|---|
| Date | Dec 2, 2022 |
| Instrument | 1239295 |
| Name | ABBY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5.38% |
| Max Rate At Change | 7.38% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.3% |
Source: Eau Claire County assessment roll, as of February 21, 2024
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Altoona City |
| County | Eau Claire County |
| Unified School District | Altoona School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,256.00 (+4.03%) | $185,000 (-) Land $25,800 Building $159,200 | $203,900 (+17.39%) |
| 2022 | $3,130.00 | $185,000 Land $25,800 Building $159,200 | $173,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTOONA WATERWORKS serves 9,627 people · EPA ID WI6180280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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