604 3rd Ave W, Cresco, IA 52136 Property Records

Howard County property record for 604 3rd Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,205 sqft · built 1897
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2020)
Tax Bill	$696 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320041615020000`

Property Details

APN / Parcel Number

Primary APN	`320041615020000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
Basement Area	552 sqft
Unfinished Basement	552 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 3RD AVE W
City	CRESCO
State	IA
Zip	52136-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOTS 15 & 16 BLK 16 BALDWINS ADDN
Legal Subdivision	BALDWINS ADDN
Legal Block	16
Legal Lot Number	15 & 16
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1039
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 3RD AVE W, CRESCO, IA 52136-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Deed Document Number	2020648
Deed Book / Page	2020 / 648
Prior Transfer Date	Apr 30, 2020
Prior Transfer Doc	002020/648
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	May 1, 2020
Property Address	604 3RD AVE W, CRESCO, IA 52136-1220
Document Number	002020/648
Book / Page	2020 / 648
Instrument Date	Apr 30, 2020
Instrument	2020 0648
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 3RD AVE W, CRESCO, IA 52136-1220

Mortgage

Document Number	002020/649
Date	May 1, 2020
Book Page	2020/649
Instrument	2020 0649

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$696.00	$41,090 (-) Land $9,950 Building $31,140	$41,090 (-) Land $9,950 Building $31,140
2025	$696.00 (+0.87%)	$41,090 (+9.66%) Land $9,950 Building $31,140	$41,090 (+9.66%) Land $9,950 Building $31,140
2024	$690.00 (-1.15%)
2023		$37,470 (+15.08%) Land $9,950 Building $27,520	$37,470 (+15.08%) Land $9,950 Building $27,520
2022	$698.00	$32,560 Land $9,950 Building $22,610
2021			$32,560 Land $9,950 Building $22,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon, Windstream.

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