604 2nd Ave, Vail, IA 51465 Property Records

Crawford County property record for 604 2nd Ave, Vail, IA 51465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,618 sqft · built 1912
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Tax Bill	$844 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1030155009`

Property Details

APN / Parcel Number

Primary APN	`1030155009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,618 sqft Living Area
Basement Area	714 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,716 sqft (0.246 acres)

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	364 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	604 2ND AVE
City	VAIL
State	IA
Zip	51465-7744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAIL BLK 40 E 1/2 LOT 5 & LOT 6 (ADAMS & HOFFMAN)
Legal Block	40
Legal Lot Number	5 & 6
Jurisdiction	CRAWFORD IA
Township / Civil Division	WEST SIDE
Census Block Group	2
Census Block	2072
Census Tract	70100

Owner

Source: Crawford County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 2ND AVE, VAIL, IA 51465-7744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage COBALT CU
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage COBALT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000961872
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	604 2ND AVE, VAIL, IA 51465-7744
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201168
Date	Jun 12, 2020
Instrument	2020-1168

Lender

Name	COBALT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 27, 2040

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD IA
Property Address	604 2ND AVE, VAIL, IA 51465-7744
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201121
Date	Jun 9, 2020
Instrument	2020-1121

Lender

Name	COBALT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Crawford County
Municipality	Vail City
Unified School District	Ar-We-Va Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,330 (+2.43%) Land $3,750 Building $71,580	$75,330 (+2.43%) Land $3,750 Building $71,580
2024	$844.00 (+6.84%)
2023		$73,540 (+23.33%) Land $3,750 Building $69,790	$73,540 (+23.33%) Land $3,750 Building $69,790
2022	$790.00 Homeowner's exemption	$59,630 Land $2,730 Building $56,900
2021			$59,630 Land $2,730 Building $56,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAIL WATER SUPPLY serves 383 people · EPA ID IA2452044
Water Source	Purchased groundwater from WEST CENTRAL RWA-BOYER SYSTEM
Last State Inspection	Aug 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.35 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Windstream DSL	100 / 20

May also be available: Nextlink.

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