604 2nd Ave S, Raymond, MN 56282 Property Records

Kandiyohi County property record for 604 2nd Ave S, Raymond, MN 56282

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1977
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,990 (2026)
Deeds & Mortgages	May 2018 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-350-0260`

Property Details

APN / Parcel Number

Primary APN	`75-350-0260`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Total Area
Basement Area	832 sqft
Finished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	168 sqft
Patio Area	109 sqft
Shed	1 Shed

Location & Zoning

Street Address	604 2ND AVE S
City	RAYMOND
State	MN
Zip	56282-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST SIDE ADDITION TO RAYMOND
Legal Range	036
Legal Township	118
Legal Section	19
Legal Subdivision	EAST SIDE ADDITION TO RAYMOND
Legal Block	2
Legal Lot Number	16
Jurisdiction	KANDIYOHI MN
Township / Civil Division	RAYMOND
Census Block Group	2
Census Block	2073
Census Tract	781200

Owner

604 2nd Ave S is owned and occupied by two individuals.

Source: Kandiyohi County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 241, RAYMOND, MN 56282-0241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	604 2ND AVE S, RAYMOND, MN 56282
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	650821
Date	May 29, 2018
Instrument	650821

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 3, 2033

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	604 2ND AVE S, RAYMOND, MN 56282
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	669522
Date	Aug 31, 2020
Instrument	669522

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 604 2nd Ave S was $2,990 with a homeowner's exemption.

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Raymond City
Unified School District	MACCRAY School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,990.00 Homeowner's exemption	$198,100 (-2.12%) Land $18,200 Building $179,900	$198,100 (-2.12%) Land $18,200 Building $179,900
2025		$202,400 Land $18,200 Building $184,200	$202,400 Land $18,200 Building $184,200
2023	$2,592.00 Homeowner's exemption	$169,700 Land $18,200 Building $151,500	$169,700 Land $18,200 Building $151,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 2nd Ave S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 2nd Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Raymond serves 799 people · EPA ID MN1340008
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd Ave S

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