604 2nd Ave NW, Byron, MN 55920 Property Records

Olmsted County property record for 604 2nd Ave NW, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,680 sqft · built 1969
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2021)
Tax Bill	$5,586 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75.32.12.027197`

Property Details

APN / Parcel Number

Primary APN	`75.32.12.027197`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,176 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	158 ft deep x 99 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft
Patio Area	723 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 2ND AVE NW
City	BYRON
State	MN
Zip	55920-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-107 RANGE-015 DIBELL AND WESTCOTTS LOT-008 W12 LOT 8
Legal Range	15
Legal Township	107
Legal Section	32
Legal Subdivision	DIBELL AND WESTCOTTS
Legal Lot Number	8
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2008
Census Tract	1800

Owner

604 2nd Ave NW is owned and occupied by an individual who bought it in September 2021.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	604 2ND AVE NW, BYRON, MN 55920-1326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SMMOK EMPLOYEES FEDERAL CREDIT UNION
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Deed Document Number	20211545484
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Recording Date	Apr 9, 2026
Property Address	604 2ND AVE NW, BYRON, MN 55920-1326
Document Number	0001642684
Instrument Date	Apr 3, 2026
Instrument	20261642684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 2ND AVE NW, BYRON, MN 55920-1326

Mortgage

Document Number	0001642684,
Date	Apr 9, 2026
Instrument	20261642684

Lender

Name	SMMOK EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 28, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 2, 2021
Property Address	604 2ND AVE NW, BYRON, MN 55920-1326
Document Number	A1545484
Instrument Date	Aug 17, 2021
Instrument	A-1545484
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 2ND AVE NW, BYRON, MN 55920-1326

Mortgage

Document Number	A1545485
Date	Sep 2, 2021
Instrument	A-1545485

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 604 2nd Ave NW was $5,586 with a homeowner's exemption, up 10.7% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,586.00 (+10.7%) Homeowner's exemption
2025	$5,046.00 Homeowner's exemption	$334,800 (+2.23%) Land $33,500 Building $301,300	$349,900 (+6.84%) Land $35,000 Building $314,900
2024		$327,500 Land $35,000 Building $292,500	$327,500 Land $35,000 Building $292,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 2nd Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 2nd Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Verizon.

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