604 2nd Ave, Collins, IA 50055 Property Records

Story County property record for 604 2nd Ave, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1945
Lot Size	0.327 acres (14,243 sqft)
Owner	Individual Name on File
Last Sale	$64,875 (Apr 2022)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2022 Sale
Flood Zone	Zone A (high risk)
APN	`16-21-105-126`

Property Details

APN / Parcel Number

Primary APN	`16-21-105-126`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,243 sqft (0.327 acres)
Lot Dimensions	143 ft deep x 99.6 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 2ND AVE
City	COLLINS
State	IA
Zip	50055-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES 2ND ADD LOTS 13 & 14 BLK 2
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	JONES 2ND ADD
Legal Block	2
Legal Lot Number	13,14
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2116
Census Tract	10200

Owner

604 2nd Ave is owned and occupied by an individual who bought it in April 2022.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	604 2ND AVE, COLLINS, IA 50055-7745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK
Apr 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	20223281
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	604 2ND AVE, COLLINS, IA 50055-7745
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202101248
Date	Jan 28, 2021
Instrument	2021-01248

Lender

Name	EXCHANGE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 8, 2022
Property Address	604 2ND AVE, COLLINS, IA 50055-7745
Document Number	0202203281
Instrument Date	Apr 8, 2022
Instrument	2022-03281
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 2ND AVE, COLLINS, IA 50055-7745

Tax Assessment & Valuation

The 2025 property tax bill for 604 2nd Ave was $1,136, down 0.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (-0.87%)	$68,500 Land $17,100 Building $51,400	$68,500 Land $17,100 Building $51,400
2024	$1,146.00
2023		$64,700 (+9.29%) Land $15,000 Building $49,700	$64,700 Land $15,000 Building $49,700
2022	$1,260.00 (+15.38%) Homeowner's exemption	$59,200 Land $12,800 Building $46,400
2021	$1,092.00		$59,200 Land $12,800 Building $46,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 2nd Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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