Clay County property record for 604 20th St N, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,997 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Jul 2016) |
| Tax Bill | $3,104 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.319.0860 |
| Primary APN | 58.319.0860 |
|---|
| Lot Area | 14,997 sqft (0.34 acres) |
|---|
| Street Address | 604 20TH ST N |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-2348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME HOLES 2ND ADD LOT 013 BLOCK 015 SUBDIVISIONCD 58319 LOTS 13 TO 16 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 04 |
| Legal Subdivision | HOLES 2ND ADD |
| Legal Block | 15 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30300 |
Source: Clay County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 20TH ST N, MOORHEAD, MN 56560-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2016 · Amount on Record |
| Deed Sale | Jul 26, 2016 · Amount on Record |
| Prior Sale | May 10, 2013 |
| Deed Document Number | 2016759341 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 604 20TH ST N, MOORHEAD, MN 56560-2348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000775251 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 775251 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jun 1, 2028 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,104.00 (+16.96%) | ||
| 2025 | $210,300 (+7.9%) Land $66,300 Building $144,000 | $210,300 (+7.9%) Land $66,300 Building $144,000 | |
| 2023 | $2,654.00 Homeowner's exemption | $194,900 Land $56,100 Building $138,800 | $194,900 Land $56,100 Building $138,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Otter Tail Telecom, Verizon.
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