Lowndes County property record for 604 20th Ave N, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,222 sqft · built 1950 |
| Lot Size | 0.355 acres (15,480 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,239 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56W150202700 |
| Primary APN | 56W150202700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,222 sqft Adjusted Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,480 sqft (0.355 acres) |
| Lot Dimensions | 172 ft deep x 90 ft wide |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 20TH AVE N |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39701-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 604 20TH AVE N LOT 22 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 09 |
| Legal Subdivision | 7TH STREET NORTH SUBDIV |
| Legal Lot Number | 22 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 902 |
Source: Lowndes County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 26738 E MAIN ST, WEST POINT, MS 39773-7545 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF KILMICHAEL |
| Jan 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Mar 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE |
| Apr 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Aug 3, 2023 | Warranty Deed, Transfer |
| Nov 13, 2020 | Deed of Trust, Construction Loan · Line of Credit BANK OF COMMERCE |
| May 29, 2020 | Deed of Trust, Mortgage · Line of Credit BANKFIRST FIN'L SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 |
| Deed Sale | Aug 3, 2023 |
| Deed Book / Page | 2023 / 6279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 9, 2026 |
| Property Address | 604 20TH AVE N, COLUMBUS, MS 39701-2328 |
| Document Number | 2026013372 |
| Book / Page | 2026 / 13372 |
| Instrument Date | Jun 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 26738 E MAIN ST, WEST POINT, MS 39773-7545 |
| Document Number | 2026013372, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 2026/13372 |
| Name | BANK OF KILMICHAEL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 2, 2028 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 604 20TH AVE N, COLUMBUS, MS 39701-2328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020221255 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 2022/1255 |
| Name | BANK OF COMMERCE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 604 20TH AVE N, COLUMBUS, MS 39701-2328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020235377 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 2023/5377 |
| Name | BANK OF COMMERCE |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 604 20TH AVE N, COLUMBUS, MS 39701-2328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020258762 |
|---|---|
| Date | Apr 29, 2025 |
| Book Page | 2025/8762 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 25, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 3, 2023 |
| Property Address | 604 20TH AVE N, COLUMBUS, MS 39701-2328 |
| Document Number | 0020236279 |
| Book / Page | 2023 / 6279 |
| Instrument Date | Jul 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 834 HIGHWAY 12 W # 333, STARKVILLE, MS 39759-3595 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Nov 13, 2020 |
| Property Address | 604 20TH AVE N, COLUMBUS, MS 39701-2328 |
| Document Number | 0020200125 |
| Book / Page | 002020 / 030125 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 122 AMERICAN EAGLE WAY OXFORD MS 386556009, OXFORD, MS 38655-6009 |
| Document Number | 20200125 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 002020/030125 |
| Name | BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 12, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 604 20TH AVE N, COLUMBUS, MS 39701-2328 |
| Document Number | 0020205261 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 122 AMERICAN EAGLE WAY OXFORD MS 386556009, OXFORD, MS 38655-6009 |
| Document Number | 0020205261 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 002020/015261 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 1, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,239.00 (+1.23%) | $7,587 (+15.74%) | $50,580 (+15.74%) Land $12,000 Building $38,580 |
| 2024 | $1,224.00 (+14.18%) | ||
| 2023 | $1,072.00 | $6,555 | $43,700 Land $12,000 Building $31,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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