604 1st St E, Newhall, IA 52315 Property Records

Benton County property record for 604 1st St E, Newhall, IA 52315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1962
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on File
Last Sale	$88,500 (Apr 2015)
Tax Bill	$1,570 (2026)
Deeds & Mortgages	Aug 2011 Mortgage Jul 2006 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16006150`

Property Details

APN / Parcel Number

Primary APN	`16006150`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 1ST ST E
City	NEWHALL
State	IA
Zip	52315-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLERS 2ND ADD W 45' LOT 3 & E 50' LOT 2 BLK 2
Legal Subdivision	MILLERS 2ND
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	BENTON IA
Township / Civil Division	ELDORADO
Census Block Group	2
Census Block	2025
Census Tract	960500

Owner

604 1st St E is owned and occupied by an individual who acquired it in July 2023.

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	604 1ST ST E, NEWHALL, IA 52315-9665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2011	Deed of Trust, Mortgage · Conventional Mortgage PALO SAVINGS BANK
Jul 17, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 9, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CU
Jun 9, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2015 · Amount on File
Deed Sale	Apr 27, 2015 · Amount on File
Deed Book / Page	15 / 959
Last Transfer Date	Jul 12, 2023
Transfer Doc	0000002516
Record Updated	Oct 29, 2026

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 1ST ST E, NEWHALL, IA 52315-9665
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00011/3063
Date	Aug 23, 2011
Book Page	11/3063

Lender

Name	PALO SAVINGS BANK
Address	PALO, IA 52324

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 1ST ST E, NEWHALL, IA 52315-9665
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00006/3689
Date	Jul 17, 2006
Book Page	06/3689

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 23, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 1ST ST E, NEWHALL, IA 52315-9665
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000231968
Date	Jun 9, 2023
Instrument	23-1968

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 1, 2030

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jun 9, 2023
Property Address	604 1ST ST E, NEWHALL, IA 52315-9665
Document Number	0000231966
Instrument Date	May 30, 2023
Instrument	23-1966
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 1ST ST E, NEWHALL, IA 52315-9665

Mortgage

Document Number	0000231967
Date	Jun 9, 2023
Instrument	23-1967

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

Mortgage

Document Number	0000231968
Date	Jun 9, 2023
Instrument	23-1968

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 604 1st St E was $1,570 with a homeowner's exemption, up 7.1% from the year before.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Newhall City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,570.00 (+7.09%)	$132,800 (-) Land $24,100 Building $108,700	$132,800 (-) Land $24,100 Building $108,700
2025	$1,466.00 Homeowner's exemption	$132,800 Land $24,100 Building $108,700	$132,800 Land $24,100 Building $108,700
2024	$1,466.00
2023		$118,300 (+14.74%) Land $24,300 Building $94,000	$118,300 Land $24,300 Building $94,000
2022	$1,508.00	$103,100 Land $19,500 Building $83,600
2021			$103,100 Land $19,500 Building $83,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 1st St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 1st St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWHALL WATER SUPPLY serves 881 people · EPA ID IA0653050
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St E

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