Monmouth County and Spring Lake Borough property record for 604 1st Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,430 sqft · built 1978 |
| Lot Size | 0.26 acres (11,339 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,425,000 (Mar 2000) |
| Tax Bill | $19,412 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 47-00032-0000-00020 |
| Primary APN | 47-00032-0000-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,430 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Upper Floors Area | 1,549 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,339 sqft (0.26 acres) |
| Lot Dimensions | 135 ft deep x 84 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 96 sqft |
| Patio Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 604 1ST AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | MONMOUTH SHIRE |
| Legal Block | 32 |
| Legal Lot Number | 20 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 809100 |
604 1st Ave is owned and occupied by two individuals who bought it in March 2000.
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 1ST AVE, SPRING LAKE, NJ 07762-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2000 · Amount on File |
| Deed Sale | Mar 27, 2000 · Amount on File |
| Prior Sale | Mar 24, 2000 · Amount on File |
| Deed Book / Page | 5920 / 420 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 604 1st Ave was $19,412, down 0.2% from the year before.
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,576,800 (+7.75%) Land $3,312,700 Building $1,264,100 | $4,576,800 (+7.75%) Land $3,312,700 Building $1,264,100 | |
| 2025 | $19,412.00 (-0.23%) | $4,247,600 Land $3,036,200 Building $1,211,400 | $4,247,600 Land $3,036,200 Building $1,211,400 |
| 2024 | $19,457.00 | ||
| 2023 | $3,850,400 Land $2,749,600 Building $1,100,800 | $3,850,400 Land $2,749,600 Building $1,100,800 | |
| 2022 | $18,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 1st Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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